ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

This bank loves in-person connections

Visits to local businesses by Bank Five Nine’s CEO are surprises, but clues are part of the plan.

April 14, 2025
Reading Time: 4 mins read
This bank loves in-person connections

Bank Five Nine CEO Tim Schneider meets customers at a local business as part of a successful marketing campaign.

Two-thirds of respondents in a survey of its customers by the winner in the public relations category of the 2024 ABA Brand Slam Awards reported that community support mattered in their bank choice. And a full 20% noted that it is the main reason. One customer noted:  “They support the local communities better than any other financial businesses.”

The team at Wisconsin’s Bank Five Nine knew just who would star in the resulting campaign: the bank’s CEO himself, Tim Schneider.

Application period for the 2025 ABA Brand Slam Awards is May 19 to July 17. Winners are celebrated at the ABA Bank Marketing Conference, this year set for Sept. 15 to 17 in New Orleans. Register here.
Once a month, Schneider makes unannounced visits to a local business or non-profit organization in one of the communities the bank serves. The bank’s marketing team shares hints and clues on its social media channels about the location, community and nature of the treat. This interactive approach encourages followers to guess the upcoming location, driving engagement and excitement. The bank showcases photos and stories from the visit on social platforms, highlighting the positive impact and community reactions.

“Tim’s authentic engagement with the business owner and his willingness to connect directly with customers are key drivers of the campaign’s success,” says Heather Dewey, Bank Five Nine’s social media manager / officer, who answered our questions about the campaign:

Can you describe these visits to local businesses by your CEO? What does he do that has made the campaign successful?

The “Tim’s Treat” campaign is designed to bring surprise and joy to local communities by having our CEO, Tim Schneider, visit our business customers to treat their customers to unexpected ‘treats.’ These can range from gift cards and free meals and special deals. For instance, Tim recently surprised customers at Dunn Brothers Coffee by serving them and covering the cost of their coffee orders. In another instance, he visited a local boutique and handed out gift cards, allowing people to shop for something they wanted with the cost covered.

Additionally, Tim has paid for hair appointments, lunches, groceries and even vet appointments — it all depends on where we are and the opportunity available.

Tim’s authentic engagement with the business owner and his willingness to connect directly with customers are key drivers of the campaign’s success. If individuals want to engage in conversation, Tim is more than happy to chat, answer questions and make meaningful connections, making these visits even more memorable.  We also learn a lot from customers too! This campaign reflects Tim’s personal values and his genuine desire to build stronger connections with our communities, while also demonstrating our mission to make lives better at Bank Five Nine.

How does your theme “Make Lives Better” integrate into this campaign? Does your bank do something for these businesses, etc.

Our mission to “Make Lives Better” is at the heart of Tim’s Treat. We directly support our local business customers by purchasing from them, which boosts their sales and increases visibility for their products or services. By sharing clues on social media about Tim’s locations, we also try to drive foot traffic and raise awareness, benefiting these businesses. Even for those individuals who don’t come because of the clues, the surprise visits still make their day by creating unexpected moments of joy, which enhances their experience at that business. This positive interaction strengthens the connection between businesses and their customers, while also supporting the business owners through increased engagement and exposure. It helps foster a sense of community, providing a positive experience that benefits both businesses and their customers.

What have your CEO and your marketing team learned by visiting local businesses? What has been the response?

Tim and the marketing team have learned that personal, face-to-face engagement leaves a lasting impact. Customers and business owners are incredibly appreciative of the thoughtfulness behind the visits. Whether it’s a surprise gift card or covering adoption fees, people respond with excitement, gratitude, and often surprise. The positive feedback reinforces that small, unexpected acts of kindness can generate goodwill and strengthen customer loyalty. We’ve also seen a rise in social media engagement as people share their experiences and spread the word.

How are businesses selected to visit?

The businesses we visit are generally Bank Five Nine customers. Each month, we rotate to different communities, so we get multi-community reach and varied impact. We encourage our branch managers to provide input on businesses they’d like to visit when we are within their market. This allows us to engage our local teams and strengthen their relationships.

The response has been overwhelmingly positive — business owners and customers alike are excited to see us in person and appreciate the recognition. These visits help foster emotional loyalty, creating brand advocates who not only feel valued by the bank but also share their positive experiences with others.

Will the campaign be on-going?

When creating campaigns, we know it’s important for them to reflect who we truly are. This makes them not only easier to execute but also more effective. Tim’s Treat embodies our commitment to community, showing how and why we’re different in a way that resonates with the people we serve. At its heart, the campaign reflects our mission to make lives better — because sometimes, it’s the small things that make a big impact.  Tim’s Treat is an ongoing initiative, and we plan to continue the campaign throughout the year. It’s an effective and fun way for us to connect with the community, showcase our personality as a bank and brand, and live our mission of Making Lives Better.

Tags: BrandCommunity engagementCustomersLeadershipMarketing conferenceSocial media
ShareTweetPin

Author

Craig Colgan

Craig Colgan

Craig Colgan is digital editor of the ABA Banking Journal.

Related Posts

Podcast: How consumer deposits drive full relationship banking

Podcast: How consumer deposits drive full relationship banking

ABA Banking Journal Podcast
May 14, 2026

In an environment with higher-yielding options, how can banks compete for effectively for deposits? Marc Womack of TD Bank discusses his approach to maximizing data, customizing deposit offerings, developing valuable product bundles and using both physical and digital...

Digital debit: Table stakes for consumer payments

Digital debit: Table stakes for consumer payments

Payments
May 13, 2026

To ensure the highest level of security, what does the right level of friction in the process look like?

CEO Q&A: Organically grown banking

CEO Q&A: Organically grown banking

Community Banking
May 11, 2026

First Interstate Bank CEO Jim Reuter sees digital offerings, brand density as keys to bank growth.

A simpler CECL

A simpler CECL

Community Banking
May 8, 2026

Two practical steps toward simplifying the loan loss accounting standard: anchoring estimates in public data and an enhanced SCALE.

Podcast: Tech transformation and AI to power bank growth

Podcast: How an Ohio banker talks with policymakers about stablecoin issues

ABA Banking Journal Podcast
May 6, 2026

As a community bank president and past chair of the Ohio Bankers League, Jenny Saunders has been part of many conversations with top policymakers on bank issues.

ABA: Labor Department failed to seek advance input for QPAM proposal

What I learned using the My Social Security site for the first time 

Financial Education
May 6, 2026

Seeing projected monthly income at different claiming ages made Social Security feel real — not theoretical.

NEWSBYTES

ABA DataBank: Fed rate hike reset

May 15, 2026

OCC finalizes rules citing federal preemption of state interest-on-escrow laws

May 15, 2026

ABA, associations offer recommendations for streamlining FHA financing

May 15, 2026

SPONSORED CONTENT

Credit Memos at the Convergence Point

Credit Memos at the Convergence Point

May 1, 2026
Digital Account Opening: Think Outside the Box for Maximum Business Impact

Digital Account Opening: Think Outside the Box for Maximum Business Impact

April 29, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

Why Your Systems Keep Slowing Down — and What to Do About It

April 21, 2026
Planning Your 2026 Budget? Allocate Resources to Support Growth and Retention Goals

How leading banks are enhancing customer engagement through financial data insights

April 10, 2026

PODCASTS

Podcast: How consumer deposits drive full relationship banking

May 14, 2026

Podcast: How an Ohio banker talks with policymakers about stablecoin issues

May 6, 2026

Podcast: Tech transformation and AI to power bank growth

April 29, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.