Rep. Hill: Expect CFPB reforms later this year
House lawmakers and the Trump administration are planning to bring forward a series of reforms later this year to address...
Commercial Lending
Podcast: Are credit union commercial loans risky business?
In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member...
Risky business
The significant rise in commercial lending by credit unions should concern CU members and policymakers.
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort...
ABA DataBank: Inside bank decision-making on liquidity and contingent funding
Results from an ABA member survey shed new light on how banks really use liquidity sources and possible reforms.
Study: CDFI microloans lead to better business outcomes for borrowers
A recent study of community development financial institution small-dollar loans to microbusinesses found that most borrowers improved their business outcomes,...
Bill seeks to boost FHLB member funding of community development projects
Lawmakers in the Senate and House have introduced bipartisan legislation to eliminate a regulatory hurdle for Federal Home Loan Bank...
Bill would prevent states from imposing lending rate caps on out-of-state banks
Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and...
Loans to non-depository financial institutions: new granularity and a rapidly growing segment
These entities play a central role in credit intermediation outside the traditional banking system.
Fed survey: Lending standards tightened for commercial loans in Q4
Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also...
