Hispanic business group warns Clarity Act will harm local lending
A market structure bill for digital assets threatens to weaken the financial ecosystem supporting Hispanic-owned businesses by spurring the migration...
Commercial Lending
House bill would increase transparency about small business lending program risks
A proposed bill supported by ABA would require the Small Business Administration to provide and make public more details about...
ABA: SAFE Banking Act would reduce illicit finance risk
ABA noted that while nearly every state has legalized marijuana in some form, the uncertain legal landscape means state-licensed marijuana...
Agencies release 2026 list of CRA-eligible communities
The federal banking agencies released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment...
Rate caps lead to less credit
Recent Fed research finds no surprise in analysis of state-based interest rate caps.
House committee advances ABA-backed bill to ease Section 1071 reporting burden
The House Financial Services Committee voted 26-22 to advance legislation to exempt certain lenders from small-business lending data reporting requirements.
Rep. Hill: Expect CFPB reforms later this year
House lawmakers and the Trump administration are planning to bring forward a series of reforms later this year to address...
Podcast: Are credit union commercial loans risky business?
In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member...
Risky business
The significant rise in commercial lending by credit unions should concern CU members and policymakers.
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort...
