SBA reinstates stronger underwriting requirements for 7(a) loans
The Small Business Administration has reinstated stronger underwriting requirements for 7(a) loans through the issuance of a Standard Operating Procedure...
Commercial Lending
CFPB stops enforcement of nonbank registry rule
The CFPB will not enforce a Biden-era rule requiring certain nonbank lenders to register information about their company with the...
Fed’s Barr urges support for small-business lending protections
Banks and other industry stakeholders should support policies to help small-business owners better understand the risks of certain kinds of...
Closing the Gaps in Commercial Lending: The Importance of End-to-End Solutions
SPONSORED CONTENT PRESENTED BY DATASCAN The landscape of commercial lending is evolving, and with it, there is a need for...
Harnessing the Power of AI in Credit Decisioning
SPONSORED CONTENT PRESENTED BY nCino The one constant in the financial industry landscape will always be change. When it comes...
Bankers offer recommendations for improving small-business lending program
Two community bankers from ABA member banks testified during a Senate hearing on the Small Business Administration’s 7(a) loan guarantee...
Bank survey: Lower interest rates, return-to-office policies help spur CRE optimism
Three in four commercial real estate professionals believe that falling commercial real estate values will lead to increased investment in...
Podcast: The real story on CRE risk management
ABA's Jeff Huther and Sharon Whitaker rebut a false narrative about how banks are managing commercial real estate credit risk.
Fed financial stability report finds banking system remains sound
The U.S. financial system remains “sound and resilient,” with most banks reporting capital levels well above regulatory requirements and less...
Fed survey: Demand for C&I loans rises
Banks reported stronger demand for commercial and industrial loans to large and middle-market firms in the fourth quarter of 2024,...
