Study: FHLBank advances boost community lending
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008...
Commercial Lending
OCC, FDIC issue clarification on lending to bank insiders
The OCC and FDIC said they will not take action against banks for extensions of credit to complex-controlled portfolio companies...
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to...
ABA, state associations favor narrower focus for small-business data collection rule
ABA and 52 state bankers associations said that they support most of the proposed revisions to the CFPB’s small-business lending...
ABA supports proposed changes to fair lending enforcement
ABA urged the CFPB to finalize its rule to change how it enforces the Equal Credit Opportunity Act, including the...
Pricing, policy and pace
The 2026 bank M&A outlook
FDIC, OCC repeal guidance on leveraged lending
The FDIC and the Office of the Comptroller of the Currency rescinded guidance on leveraged lending issued more than a...
Survey finds increased interest in exploring bank mergers, acquisitions
More than one in three bank executives and directors said that another financial institution expressed interest in acquiring their bank...
Banking agencies release CRA data on small-business, small-farm lending in 2024
About 9.1 million small-business loans totaling nearly $276.6 billion were reported in 2024. As for small-farm loans, about 197,000 small-farm...
Fed survey: Lending standards tightened for commercial loans in Q3
During the third quarter, banks reported tighter lending standards for commercial and industrial loans to firms of all sizes and...
