Treasury Department: Small businesses struggle to learn about financial products
Many small business owners say they have difficulty obtaining information about financial products, “which may contribute to a less competitive...
Commercial Lending
CFPB adjusts exemption thresholds for Reg C, Reg Z
The CFPB announced the annual threshold adjustments for asset-size exemptions from Regulation C, which implements the Home Mortgage Disclosure Act,...
Fed’s Cook identifies private credit, stablecoins among risks to financial stability
In a speech on financial stability, Federal Reserve Governor Lisa Cook said private credit, stablecoins, cyber threats and artificial intelligence...
Community banks, CECL and CRE
Are small banks falling short of credit reserves on CRE portfolios? The data say no.
Banking agencies release CRA data on small-business, small-farm lending in 2023
The total number and value of small-business and small-farm loans made by financial institutions subject to the Community Reinvestment Act...
ABA, CBA urge New York City to withdraw proposed debt collector rule
ABA and the Consumer Bankers Association urged a New York City agency to withdraw a proposed rule to expand the...
Federal report outlines potential risks to U.S. financial stability
The U.S. banking system remains resilient but there are pockets of potential vulnerability that need continued monitoring, such as in...
Federal report identifies CRE, cybersecurity as financial stability risks
Commercial real estate and cybersecurity risks remain potential vulnerabilities for the U.S. financial system, the Office of Financial Research said...
Podcast: Why middle market businesses are growing more optimistic
Middle market businesses don’t get the attention of the Fortune 500 or the love that small businesses get from policymakers,...
CFPB, DOJ: Black small-business owners face more hurdles when seeking financing
Joint CFPB, Justice Department exercise found that Black small-business owners "received less favorable treatment" in some aspects of bank financing,...
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