Fed survey: Lending standards tightened for commercial loans in Q4
Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also...
Commercial Lending
ABA DataBank: Loan standards stabilize and demand rebounds in Q3
The Fed's October 2025 Senior Loan Officer Opinion Survey highlights that banks saw demand rebound after the collapse in Q2,...
A new kind of ‘community bank’ for small businesses
Small business owners' priorities and how banks can meet their needs in 2026, from SBA lending to succession planning and...
Study: FHLBank advances boost community lending
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008...
OCC, FDIC issue clarification on lending to bank insiders
The OCC and FDIC said they will not take action against banks for extensions of credit to complex-controlled portfolio companies...
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to...
ABA, state associations favor narrower focus for small-business data collection rule
ABA and 52 state bankers associations said that they support most of the proposed revisions to the CFPB’s small-business lending...
ABA supports proposed changes to fair lending enforcement
ABA urged the CFPB to finalize its rule to change how it enforces the Equal Credit Opportunity Act, including the...
Pricing, policy and pace
The 2026 bank M&A outlook
FDIC, OCC repeal guidance on leveraged lending
The FDIC and the Office of the Comptroller of the Currency rescinded guidance on leveraged lending issued more than a...
