Agencies release 2026 list of CRA-eligible communities
The federal banking agencies released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment...
Commercial Lending
Rate caps lead to less credit
Recent Fed research finds no surprise in analysis of state-based interest rate caps.
House committee advances ABA-backed bill to ease Section 1071 reporting burden
The House Financial Services Committee voted 26-22 to advance legislation to exempt certain lenders from small-business lending data reporting requirements.
Rep. Hill: Expect CFPB reforms later this year
House lawmakers and the Trump administration are planning to bring forward a series of reforms later this year to address...
Podcast: Are credit union commercial loans risky business?
In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member...
Risky business
The significant rise in commercial lending by credit unions should concern CU members and policymakers.
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort...
ABA DataBank: Inside bank decision-making on liquidity and contingent funding
Results from an ABA member survey shed new light on how banks really use liquidity sources and possible reforms.
Study: CDFI microloans lead to better business outcomes for borrowers
A recent study of community development financial institution small-dollar loans to microbusinesses found that most borrowers improved their business outcomes,...
Bill seeks to boost FHLB member funding of community development projects
Lawmakers in the Senate and House have introduced bipartisan legislation to eliminate a regulatory hurdle for Federal Home Loan Bank...
