ABA: Fed decision grants crypto firm payment account creates risks for consumers
Kraken Financial has been granted a one-year, limited-purpose master account by the Kansas City Fed, the first crypto firm to...
Payments
ABA, CBA offer plan for Fed to wind down paper check services
The Federal Reserve should adopt a long-term approach to phasing out its check services by encouraging electronic payment alternatives, and...
The digital asset landscape
How banks of all sizes are planning for the future of stablecoins, tokenized deposits and other digital assets.
What is top of mind for 2026 in banking?
ABA experts point to what is ahead across multiple issues.
OCC finalizes revised chartering rules for national trust institutions
The OCC has finalized a rule that amends its chartering regulations to clarify that national banks with trust powers are...
Regulators field lawmaker questions on Basel endgame, stablecoins
Regulators said they expect to repropose the Basel III endgame capital requirements by the end of March and fielded questions...
How the Durbin Amendment hurt consumers — and why expanding it would hurt more
New research from a one-time Durbin defender shows debit card interchange fee caps distorted the payments ecosystem and failed to...
OCC releases proposed rule to implement payment stablecoin legislation
The OCC released a proposed rule to implement the Genius Act, including how it would handle the law’s prohibition on...
RTP network surpasses 2M single-day payments
The RTP network processed 2.05 million payments earlier this month and reached a single-day value record of $8.36 billion a...
Bankers share stablecoins’ opportunities, risks for community banks
Congress last year passed the Genius Act, creating a regulatory framework for stablecoins.
