CFPB proposes expanding consumer protections to stablecoin, video game transactions
The CFPB proposed an interpretive rule to expand Electronic Fund Transfer Act protections to digital payment mechanisms, such as those...
Payments
The Clearing House: Value on RTP network up nearly 95% in 2024
TCH reports that payment value on its RTP network rose 94% in 2024 to $246 billion, while volume increased 38%...
BIS payments committee publishes steps for ISO 20022 adoption
ISO 20022 is an international standard for electronic data exchange between financial institutions.
ABA: Public should be skeptical of CFPB lawsuit against Zelle
Americans should be deeply skeptical of a CFPB lawsuit against the operator of Zelle and participating banks in the final...
ABA, state bankers associations blast lack of bank representation at credit card hearing
ABA and 52 state bankers associations criticized the leaders of the Senate Judiciary Committee for failing to include any representatives...
CFPB issues legal warning about credit card rewards, releases comparison-shopping tool
The CFPB issued a legal warning about credit card rewards, published a new study on retail credit cards and unveiled...
ABA urges Nacha to reject proposed changes to ACH network
ABA is urging Nacha to reject proposals to create a fourth same-day Automated Clearing House window and to accelerate funds...
ABA analysis: Most commenters oppose Fed’s changes to debit card regulations
Nearly 80% of commenters on the Federal Reserve’s proposed rule to lower the cap on debit card interchange fees oppose...
Kansas City Fed: Consumer credit cards show few signs of financial stress
Consumer credit card delinquency rates for prime borrowers have not risen in the past two years despite higher interest rates...
Time and communication are crucial in spotting fraudulent transactions
Understanding what to look for is one step toward thwarting potential criminal activity.
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