Browsing: Legal


Providing a long-awaited regulatory solution to court rulings challenging the principle, the OCC today proposed that interest rates valid when the loan is made by a national bank or federal thrift remain valid when the loan is transferred or sold.


The Supreme Court’s unsatisfying ruling in Kisor v. Wilkie may spark inconsistent application and cause circuit splits. Auer deference is anything but settled.


The Consumer Financial Protection Bureau will not defend the constitutionality of its leadership structure—with a single powerful director who can be removed by the president only “for cause,” not at will—according to letters sent by CFPB Director Kathy Kraninger.

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