Podcast: How Multigenerational Directors and Engaged Employees Drive Bank Independence

An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with a different ratio.

A market structure bill for digital assets threatens to weaken the financial ecosystem supporting Hispanic-owned businesses by spurring the migration of deposits from federally insured financial institutions to cryptocurrency platforms that don’t offer lending, the U.S. Hispanic Chamber...

A major bank policy bill passed by the House includes language to help smaller community development financial institutions and require annual reports to Congress on the state of the CDFI Fund.

The takeaway is not that every bank needs a stablecoin strategy tomorrow. It is that stablecoins are no longer purely a fintech or cryptocurrency story.

The House passed the Main Street Capital Access Act by a 270-155 vote. The bill seeks to boost community banking through tailored regulation and by encouraging de novo bank formation.

First Bancorp in North Carolina has agreed to buy First Carolina Bancshares in South Carolina. Future Financial Bankshares has agreed to buy Palmer Bancshares in Texas.