ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Directors Briefing

Director’s Briefing: How a Maryland bank’s CEO is prioritizing strategy and governance

Why deliberately separating CEO and board chair roles is a good idea. And the value of strategic planning ahead of a major asset threshold.

July 14, 2025
Reading Time: 3 mins read
Director’s Briefing: How a Maryland bank’s CEO is prioritizing strategy and governance

By Debra Cope

Just months into his new role, M. Dean Lewis is already making his mark as CEO of Taylor Bank, a $950 million-asset community bank based in Berlin, Maryland. With a deep understanding of the bank’s history and culture — and a clear eye on its future — Lewis is bringing fresh energy to the leadership table and putting strategic planning and board governance front and center.

This article is from the July-August 2025 edition of ABA Banking Journal Directors Briefing. Subscribe here.
Lewis, who succeeded longtime CEO Raymond M. Thompson on Jan. 1, joined the bank in 2012, bringing with him a decade of Big Four public accounting experience. A native of Berlin, he made a lifestyle decision to return home to the Eastern Shore and raise his family away from the grind of 100-hour workweeks. “I grew up here and always wanted to move back to the beach with my family,” Lewis says.

He joined the bank as CFO and its holding company, Calvin B. Taylor Bankshares, Inc., as treasurer. In 2014, he became a board member, gaining a front-row seat to evolving board dynamics and regulatory expectations following the 2007–2009 recession. During that period, the board set up a governance committee and established the role of board chair — moves Lewis sees as foundational.

Taylor Bank CEO Dean Lewis

Today, Lewis works in close partnership with Board Chair Thomas Coates, a local attorney. The company deliberately separates the CEO and board chair roles. “We were pretty adamant that we wanted a balance of power and to have an external chair who is a resource for the CEO,” Lewis explains.

That balance is especially important as Taylor Bank prepares to cross the $1 billion asset threshold in 2026. With it comes increased regulatory scrutiny under the law known as FDICIA, including requirements for independent validation of internal controls and enterprise risk management. “It’s not just about meeting the rules,” Lewis says. “It’s about building a structure that helps us see risk across the organization — and act on it.”

Alongside these preparations, Lewis has prioritized modernizing operations and driving a clear, actionable strategic plan. “Many companies don’t leverage strategic planning,” he says. “It should be your guiding light. You must be able to pivot, but if you set a goal, you need to follow through.”

Board priorities include aligning strategy with daily operations, improving efficiency and supporting ongoing market expansion. During Lewis’s years at the bank, it has grown beyond Maryland’s Eastern Shore into Delaware and Virginia. It now operates 12 branches — nearly all within 10 minutes of the beach. The bank thrives in coastal markets reliant on tourism, hospitality and seasonal real estate. “Our markets differ, but share key traits — and we understand them deeply,” Lewis says.

Taylor Bank also emphasizes the personal touch — a critical differentiator as larger banks pull back from branch banking. “Small town and rural residents are tired of having to make an appointment just to talk to someone,” Lewis observes.

The loan portfolio emphasizes real estate: 60% commercial, 30% residential and 10% C&I lending. “We’re well below regulatory CRE concentration limits, but we still monitor it closely,” he notes. The bank is also seeing commercial loan demand outside of the traditional hospitality area.

The board reflects Lewis’s long-term vision. Of the 11 directors, he’s is the only insider — and he’s proud that five are under 50. “We purposely did this. It helps us see the bigger picture,” he says. Diversity in experience, age and background are top priorities. “We’re looking hard for IT expertise.”

Lewis also brings a people-first approach to the C-suite. “Talent is always on my mind,” he says. “It’s a good investment of my time to spend it with HR. I’ve lived the burnout culture — and I know how important human capital is to client service and growth.”

His leadership style? Transparent, calm and collaborative. “Treat everyone with respect — employees, customers, stockholders. Be kind.”

Tags: DirectorsLeadership
ShareTweetPin

Author

Debra Cope

Debra Cope

Debra Cope is editor-in-chief of ABA Banking Journal Directors Briefing.

Related Posts

Podcast: How community banks can keep farmers farming in turbulent times

Podcast: How community banks can keep farmers farming in turbulent times

ABA Banking Journal Podcast
October 14, 2026

Agriculture has never been for the faint of heart — but in an environment where global trade policy is changing rapidly, how can ag bankers help position their producers to weather the changes?

Insights on strategy, risk and regulation in bank-fintech partnerships

Chair’s View: The innovation imperative

Community Banking
October 14, 2026

I tell my team at First Independence all the time: We have to think and act like a technology company.

Poll finds women increasingly concerned about financial health

Report: Investments make up majority of health savings account assets

Human Resources
October 13, 2026

Health savings accounts held nearly $192 billion across 42.6 million accounts as of June 30, with investments now making up the majority of HSA assets, HSA investment solution provider Devenir said in its midyear report.

Navigating the looming CEO exodus in the financial sector

Bringing AI into banks safely: A framework for boards

Technology
October 13, 2026

Getting the governance model right is what transforms AI from a risk-management concern into an institutional capability.

Podcast: The birth of American money and how it triggered a revolution

Podcast: The birth of American money and how it triggered a revolution

ABA Banking Journal Podcast
October 8, 2026

How the American colonies developed their own monetary systems, and why the British ultimately rejected them.

CPFB report claims health savings accounts have ‘hidden costs’

HSA Council offers senators recommendations for expanding account access

Human Resources
October 7, 2026

Lawmakers should consider policies that strengthen the value and accessibility of health savings accounts rather than policies that inadvertently discourage employers from offering HSA-qualified coverage, ABA's Health Savings Account Council said in a letter to the Senate Finance...

NEWSBYTES

Survey: Millennials lead in saving for emergencies

October 16, 2026

Industrial production increased 0.7% in September

October 16, 2026

ABA DataBank: Equity gains support household wealth and spending

October 16, 2026

SPONSORED CONTENT

The Shift from Demographic Marketing

The Shift from Demographic Marketing

October 1, 2026
Meeting Ag Lending Goals Without Going It Alone

Meeting Ag Lending Goals Without Going It Alone

October 1, 2026
Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

September 17, 2026
Banking Technology at a Strategic Crossroads

Banking Technology at a Strategic Crossroads

September 8, 2026

PODCASTS

Podcast: How community banks can keep farmers farming in turbulent times

October 14, 2026

Podcast: The birth of American money and how it triggered a revolution

October 8, 2026

Podcast: Creating seamless customer experiences

September 30, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.