ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

Banking on Surprise and Delight

April 29, 2016
Reading Time: 3 mins read

By Sharon Klocek-Ibbotson

Looking for some unconventional marketing ideas you can take, twist or tweak?

Over the last year I have been fascinated by the possibilities of applying the concept of surprise and delight to banking. The idea is not new to the service industry. For years, hotels have been trying out ways of bringing unexpected moments of happiness to their customers. There’s no reason why this approach should be limited to the hospitality industry. I see so much potential for any financial institution to custom brand and engage in this way.

In February, for example, Salem Five, a Massachusetts bank with $3.8 billion in assets, ran its own surprise and delight campaign involving cookies. To mark the grand opening of a new branch in a brand new market, Salem Five sent out a street team of “banker bakers” to deliver Cookie-Grams. Sound frivolous? This simple effort put the bank’s name and new location into the hands of 3,300 potential customers within a one-mile radius of the new branch. How frivolous does it sound now?

 

“We followed the grand opening event with a unique direct mail piece that is sort of spring loaded,” said Chris Payne, Creative Director at Salem Five. “When the outer envelope is opened, a 3D cube pops out that doubles as a piggy bank. Once filled with coins, recipients brought it into the branch and we doubled it.” For distribution, the bank opened the radius up to three miles from the branch.

To complement this effort, the bank bought up all of the available mobile display ad inventory (2 million impressions), dominated the displays at the local commuter train station for four weeks, and used a roving billboard truck.

As a result, “We had excellent attendance at our grand opening weekend event, plenty of social media chatter, and the hero product, our Star Money Market, has seen very good results,” Payne says. “It’s become a $15 million dollar store in just a few months.”

The power of a surprise and delight approach lies in its potential for creativity. The important thing is to align your ideas with your brand promise—and to keep them simple.

Let’s talk actionable ideas.

Empower your employees to surprise customers with happy moments. This may sound scary to many of you, because it is often hard to trust employees at the branch level to stay in brand and on goal. But it can be done simply by giving them the freedom to choose within rules, examples and approved suggestions collected from all branches.

In-Branch Examples:

  • Go out of the way to hold the door open for a customer
  • Walk customers out to car with an umbrella—or brush the pollen/snow off their car
  • Offer a free giveaway that fits an immediate need (towel/rain, car shade/hot, etc.)

Out of Branch Examples:

Deploy staff for one hour once a week to:

  • Get in line at the register and buy someone a cup of coffee, pack of gum, ice cream
  • Put staff talents to work: organizing flash mobs, beautifying a public space, sewing or knot-tying toys for children or pets, distributing local area treats to customers (cider, doughnuts, apples, roasted corn)

Brand Guided Examples:

  • Friendly brand – Give away a free home BBQ party.
  • Sleek urban brand – Give free rides in a Tesla or car that fits your brand of cool (partner up with car dealers in area).
  • Fun loving business brand – Set-up a bounce house or DJ for adult workers at a large business or in a central location to jump or dance at lunch (co-promote with bounce house or DJ as a co-sales effort).
  • Helper brand – Ask staff to spend 15 min a week looking for people with heavy loads (exiting stores) and offer to carry items to car.
  • Problem Solving Brand – Rent or make a puzzle container escape room and host family and young adult events with prizes donated or purchased for solving puzzle containers (offer 5 free hints).

More ideas? Many more, but the best ideas come from a community. What are your ideas and how can you use them to gain loyalty and brand recognition?

Sharon Klocek-Ibbotson is the Content Strategy & Development Leader at Kiosk & Display Company. Email: mailto:[email protected]

Tags: Bank marketingBrandingBusiness developmentCustomer engagement
ShareTweetPin

Related Posts

Bank marketers as revenue generators

The state of bank marketing budgets and staffing in 2026

Retail and Marketing
September 22, 2026

Digital advertising, search engine marketing and optimization, email and social media remain the highest-rated channels for return.

Survey finds many bank customers use gen AI, but don’t trust it

Survey finds many bank customers use gen AI, but don’t trust it

Newsbytes
September 1, 2026

Deloitte survey finds that while most bank customers use generative AI to research bank products, they hesitate to share personal info with the technology or trust its recommendations.

Bank marketing’s essential role in successful branch expansion

Retail and Marketing
August 31, 2026

Banks have opened more than 1,000 new branches annually over the last three years. This new branching boom presents a great brand and marketing opportunity.

FTC seeks to enforce business disclosure of personalized pricing

FTC seeks to enforce business disclosure of personalized pricing

Compliance and Risk
August 26, 2026

Businesses that fail to disclose that they use consumer data to set personalized prices for goods or services are likely engaging in deception or unfairness and can expect the Federal Trade Commission to pursue enforcement actions, according to...

From the Vault: Traveler’s checks and creative destruction

From the Vault: Traveler’s checks and creative destruction

Retail and Marketing
August 19, 2026

The first recognizable traveler’s check was issued in 1772. Why did they disappear?

Cost of funds shoots to top of community bankers’ concerns in 2024

Survey finds most consumers want to maintain bank branch access

Community Banking
August 14, 2026

U.S. consumers want digital banking convenience but also want to maintain access to bank branches and people for complex issues and personalized financial guidance, according to a new survey by Santander.

NEWSBYTES

ABA DataBank: New home sales gain in August

September 24, 2026

Senate passes bill requiring warnings about possible romance scams

September 24, 2026

Senate bill would create process for raising bank regulatory thresholds

September 23, 2026

SPONSORED CONTENT

Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

September 17, 2026
Banking Technology at a Strategic Crossroads

Banking Technology at a Strategic Crossroads

September 8, 2026
Taming AI Agent Sprawl: A Playbook for Consumer Lending

Taming AI Agent Sprawl: A Playbook for Consumer Lending

September 1, 2026
Grow Public Deposits Without the Operational Burden End Fragment

Grow Public Deposits Without the Operational Burden End Fragment

September 1, 2026

PODCASTS

Podcast: Making the jump from a high performer to a high-performing leader

September 16, 2026

Podcast: Remembering 9/11, a quarter century later

September 10, 2026

Podcast: Banking the brave new world of college athletics

August 4, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.