ABA backs legislation to spur new bank creation
A proposed bill seeks to spur new bank creation by easing federal capital requirements during their first few years of existence.
A proposed bill seeks to spur new bank creation by easing federal capital requirements during their first few years of existence.
Late in 2023, Warsaw Federal — a $71 million mutual savings and loan in Cincinnati…
A gust of new regulations on lenders would add headwinds for beleaguered small businesses
The cumulative impact of Durbin 2.0, the CFPB’s late fees proposal and the Basel III endgame could seriously harm credit card users.
John Vivian and Hugh Carney explore the agency’s findings, including the way credit risk and leapfrogged liquidity risk over the course of the year and the OCC’s concerns on artificial intelligence, among other topics, and what they portend for bank supervision in 2024.
Banking regulators announced that they will extend the comment period on a proposed long-term debt requirement for banks with more than $100 billion in assets to Jan. 16.
By disregarding previous analysis of the impact capital reforms can have on the derivatives market, the authors argue federal banking regulators will harm businesses’ ability to hedge risk.
We should think twice about creating a regulatory framework that drives business away from the brightly lit world of highly regulated banks and into the shadows of private credit.
The U.S. banking system is already well capitalized, and regulators have not demonstrated how the “Basel III endgame” proposal would increase safety and soundness.
Community banks need to get engaged on the regulators’ capital framework overhaul, outgoing ABA Chair Dan Robb told ABA’s Annual Convention in Nashville this morning.