Tag Archives: regulatory capital

Podcast: Reversing the De Novo Flatline

In the more than eight years since the Dodd-Frank Act passed, just 13 new U.S. banks have been chartered -- and in some years, no new banks have been chartered at all. ABA Chairman Ken Burgess, who co-founded FirstCapital Bank of Texas as a de novo two decades ago, is concerned about these numbers.

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Fed Issues Rule Offering Relief for Small Bank Holding Companies

The Federal Reserve Board today issued an interim final rule implementing a provision in S. 2155 that raises the asset threshold for relief under the Fed’s small bank holding company policy statement from $1 billion to $3 billion. It also applies to savings and loan holding companies with less than $3 billion in total consolidated assets. ABA has long advocated ...

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