CFPB considers raising regulatory thresholds for certain nonbanks
The CFPB is seeking public input on whether it should raise the thresholds for determining which nonbank service providers fall ...
Tag: Consumer lending
New York Fed: Total household debt nearly $18.4 trillion in Q2
Total U.S. household debt increased by $185 billion, or 1%, to $18.39 trillion in the second quarter of 2025, according ...
Senate Banking Committee unveils bill to accelerate housing construction
The leaders of the Senate Banking Committee released a bipartisan bill that seeks to boost housing supply by removing regulatory ...
FFIEC publishes 2024 data on mortgage lending
The Federal Financial Institutions Examination Council recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure ...
Survey: Customer satisfaction with personal loans holds steady
Overall customer satisfaction with personal loans has remained largely flat, according to J.D. Power’s 2025 U.S. Consumer Lending Satisfaction Study.
Executive order calls for removal of disparate-impact liability
The EO directs federal agencies to “deprioritize enforcement” of statutes and regulations that include disparate-impact liability. It also instructs the ...
CFPB will not enforce small-dollar rule
The CFPB announced that “it will not prioritize enforcement or supervision actions” with respect to its 2017 small-dollar lending rule, ...
OCC restructures office to promote financial inclusion
The OCC has “restructured” one of its existing offices to promote financial inclusion, Acting Comptroller of the Currency Rodney Hood ...
ABA supports resolution to overturn CFPB medical debt rule
Noting that the CFPB's final rule on medical debt reporting would harm "banks’ lending risk, consumers’ default risk, and the ...
CFPB proposes to regulate large nonbanks in personal loan market
In response to an industry petition, the CFPB announced that it will pursue rulemaking to allow it to regulate large ...
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