Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort ...
Tag: Consumer lending
Survey: ‘Buy now pay later’ use continues to grow
Survey also found that while bank-branded BNPL remains a small fraction of the overall market, customer satisfaction with the offerings ...
ABA, associations urge lawmakers to rein in debt settlement industry
ABA joined six financial sector associations in alerting members of Congress to the practices of the debt settlement industry, “which ...
ABA testifies on improving auto loan tax deduction implementation
Banks will be pivotal for the success of a new tax deduction for certain automobile purchases, so the IRS should ...
ABA, associations propose bank capital reforms to boost mortgage lending
Saying that existing capital rules have discouraged bank participation in mortgage lending, ABA and seven other associations offered proposed reforms ...
Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role
The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate ...
Bill would prevent states from imposing lending rate caps on out-of-state banks
Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and ...
New York Fed: Household debt reached nearly $19T in Q4
Household debt increased by $191 billion, or 1%, to $18.8 trillion in the fourth quarter of 2025, the Federal Reserve ...
FHFA finalizes repeal of fair lending rule
FHFA has repealed a 2024 final rule that codified many of its existing practices and programs regarding fair housing and ...
Fed survey: Lending standards tightened for commercial loans in Q4
Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also ...
