Tag: Consumer lending

The Fair Credit Reporting Act is a critical consumer protection law that supports responsible lending, and policymakers should avoid changes ...

The full Tenth Circuit Court of Appeals has agreed to examine a three-judge panel ruling leaving in place a Colorado ...

The FDIC cited 1,155 violations of consumer protection statutes and regulations in 2025, representing a decline from the year before, ...

Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort ...

Survey also found that while bank-branded BNPL remains a small fraction of the overall market, customer satisfaction with the offerings ...

ABA joined six financial sector associations in alerting members of Congress to the practices of the debt settlement industry, “which ...

Banks will be pivotal for the success of a new tax deduction for certain automobile purchases, so the IRS should ...

Saying that existing capital rules have discouraged bank participation in mortgage lending, ABA and seven other associations offered proposed reforms ...

The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate ...

Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and ...