A consumer’s most recent score is the most predictive, according to recent research.

To help bankers reduce costs and provide an excellent user experience for residential and commercial construction loan customers, ABA has endorsed the construction lending platform offered by Nashville-based Built Technologies.

As economic growth continued, the number of unbanked Americans fell to 5 percent in 2017, according to the Federal Reserve’s 2017 Report on the Economic Well-Being of U.S. Households released today.

Pilot Bank in Tampa, Fla., is a full-service $305 million community bank with a unique wing: private aircraft finance.

Many banks anticipate that they will ease credit standards and terms for large and middle-market firms in 2018, but they expect to cool things down in the robust commercial real estate market, according to the Federal Reserve’s latest senior loan officer opinion survey released today.

The Consumer Financial Protection Bureau will remove day-to-day oversight and enforcement authority from its Office of Fair Lending and Equal Opportunity, according to reports today.

The combination of tax reform, expectations of regulatory relief and healthy household balance sheets is likely to extend the current U.S. economic expansion through 2019, setting a new postwar record, says Ellen Zentner -- chief U.S. economist for Morgan Stanley -- in the latest episode of the ABA Banking Journal Podcast.

To download a copy of ABA’s report on the state of digital lending, click here. 

With consumers increasingly expecting a seamless lending experience and more non-bank digital lending players emerging in the market, banks must embrace digital lending strategies to remain competitive, ABA said today in a new report on the state of digital lending.