New York Fed: Household debt holds at $18.8T in Q1
Household debt increased by $18 billion, or just 0.1%, to hold steady at $18.8 trillion in the first quarter of ...
Tag: Consumer lending
HUD official discusses changes to Fair Housing Act enforcement
The Trump administration is committed to pursuing only cases of intentional discrimination in enforcement of the Fair Housing Act, which ...
Survey: Bankers remain uncertain about offering BNPL products
Most bankers either do not have a strong opinion on offering buy now, pay later products or don’t see their ...
ABA, state bankers associations urge OCC to close yield loopholes in stablecoin rule
ABA and 52 state bankers associations submitted a comment letter to the OCC urging the agency to strengthen its proposed ...
CFPB finalizes rule to revise fair lending enforcement
The CFPB will issue a final rule to remove disparate impact from enforcement of the Equal Credit Opportunity Act, clarify ...
ABA: Policymakers should avoid changes that reduce credit availability
The Fair Credit Reporting Act is a critical consumer protection law that supports responsible lending, and policymakers should avoid changes ...
Full Tenth Circuit to examine decision in Colorado rate cap lawsuit
The full Tenth Circuit Court of Appeals has agreed to examine a three-judge panel ruling leaving in place a Colorado ...
FDIC releases 2025 figures for consumer protection violations
The FDIC cited 1,155 violations of consumer protection statutes and regulations in 2025, representing a decline from the year before, ...
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort ...
Survey: ‘Buy now pay later’ use continues to grow
Survey also found that while bank-branded BNPL remains a small fraction of the overall market, customer satisfaction with the offerings ...
