ABA urges OCC to provide stronger safeguards, clearer rules for charter applicants
As the OCC considers revising its chartering rules, the agency should seek to uphold strong safety and soundness standards, increase...
Technology
Fed’s Waller seeking ‘middle lane’ on ‘skinny’ master accounts
Federal Reserve Governor Christopher Waller provided an update on the feedback the Fed received about a proposal to create “skinny”...
The keys to data-driven decision-making in bank marketing
The essential ingredients are organized customer data and harnessing that data to produce smarter marketing programs.
FDIC extends comment period for Genius Act implementation
The FDIC announced that it will push back to May the deadline for comment on its proposal to create a...
Congress reauthorizes private-public cybersecurity framework
Lawmakers reauthorized a voluntary framework for the private sector and government agencies to share information about cyberthreats as part of...
Bessent fields lawmaker questions on crypto and deposits, CDFI Fund
In his second day of congressional testimony, Treasury Secretary Scott Bessent said he will work to ensure there is “no...
Report: Data breaches becoming more focused
Financial services remained the top target for data breaches in 2025, and while the overall number of breaches continues to...
ABA Fraudcast: Who is calling me?
Confronting the increasing challenge of spoofed calls to customers from criminals, while protecting lawful bank calls
Zelle releases 2025 growth numbers
A total of 337 financial institutions went live or signed up with Zelle in 2025, the payments network announced. Ninety-seven...
Survey: AI, cybersecurity top priorities to community banks in 2026
Artificial intelligence remains a top priority for community financial institutions in 2026, with cybersecurity and digital assets also areas of...
