On the latest episode of the ABA Banking Journal Podcast, Rob Nichols offers his top takeaways from the ABA Washington Summit — including industry unity on stablecoin regulation, credit card policy challenges, federal preemption, and bipartisan legislation on fraud. Nichols also previews his upcoming travel to Vienna for the United Nations’ Global Fraud Summit.
ABA said the TIER Act would modernize outdated asset-based thresholds for midsize and regional banks. It also would increase transparency, reduce arbitrary burdens and help regulators focus on actual risk while maintaining appropriate safety and soundness standards, ABA...
In a letter to banking agencies, ABA expressed support for the implementation of a new law expanding the number of banks that qualify for an 18-month examination schedule, although it had two suggestions for how to improve the...
Agriculture has never been for the faint of heart — but in an environment where global trade policy is changing rapidly, how can ag bankers help position their producers to weather the changes?
I tell my team at First Independence all the time: We have to think and act like a technology company.
As banking agencies consider amending the regulations that implement the Community Reinvestment Act, they should preserve the broader framework while making changes to better tailor supervision, increase regulatory thresholds and focus on lending, ABA and 45 state bankers...
Getting the governance model right is what transforms AI from a risk-management concern into an institutional capability.
