On the latest episode of the ABA Banking Journal Podcast, Rob Nichols offers his top takeaways from the ABA Washington Summit — including industry unity on stablecoin regulation, credit card policy challenges, federal preemption, and bipartisan legislation on fraud. Nichols also previews his upcoming travel to Vienna for the United Nations’ Global Fraud Summit.
ABA economist Dan Brown discusses the recent release of HMDA data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage...
Among other changes, the proposal would require banks to focus their anti-money laundering resources based on risk, with more attention given to higher-risk customers and activities, the Fed said. The move aligns with a similar proposal made by...
For some banks, the value extends beyond new accounts to greater brand recognition and community connections.
How regulatory and consumer expectations are shifting how partner banks compete for fintech deposits.
The increasing influence of marketing analytics and data platforms highlights the trend of turning customer data into actionable insights.
The Federal Housing Administration should align its minimum property requirements with those used by Fannie Mae and Freddie Mac, which would streamline the FHA financing process and make it less expensive for lenders to produce – and consumers...
