Regulators release proposed Call Report changes under capital standards

Perceptions about households’ current financial situations compared to a year ago improved, with a smaller share of households reporting a worse financial situation and a larger share reporting a better financial situation; however, expectations for future credit availability...

ABA supports providing companies with additional flexibility, but noted “several practical considerations may limit the extent to which banks elect semiannual reporting.” ABA encouraged the SEC “to pair any optional semiannual framework with broader modernization of interim reporting...

Regions in Alabama buys investment bank Frazier Lanier, while Commerce in Missouri to buy boutique investment bank Nolan & Associates.

The Federal Housing Administration should align its minimum property requirements with those used by Fannie Mae and Freddie Mac, which would streamline the FHA financing process and make it less expensive for lenders to produce – and consumers...

ABA noted that while nearly every state has legalized marijuana in some form, the uncertain legal landscape means state-licensed marijuana businesses frequently operate on a cash basis, outside the regulated banking system.

For banks, continued growth in services and expansion in employment should support commercial and industrial lending, particularly among service-oriented small and midsize businesses.