Podcast: The State of Play for Digital Lending

Lawmakers in the House and Senate have introduced legislation to require banking agencies to study partnerships between financial technology companies and small- to medium-sized banks and credit unions to see how such arrangements could improve communities.

As inflation has moved even further away from the Fed's 2% target in recent months, Fed communications suggest increasing concern regarding inflation (hawkish) instead of the labor market (dovish), as evidenced by positive values for Bloomberg's FedSpeak Index.

FHA has posted an implementation guide for the upcoming transition to the UAD 3.6 Uniform Residential Appraisal Report, which is a single form that will replace the current Fannie Mae and Freddie Mac appraisal forms for all residential...

ABA said it opposes a proposal by Nacha to modify Automated Clearing House return timeframes, pointing to the high costs that would be imposed on financial institutions, particularly smaller banks.

ABA has long championed the SAFE Banking Act, which would prevent regulators from prohibiting or discouraging financial institutions from serving cannabis businesses in states where it is legal.

The FDIC proposed updating the definitions of small and large institutions that determine which methodology is applied to calculate an institution’s deposit insurance assessment rate, and revising the deposit insurance rate schedules for all institutions.