Using data and analytics to improve marketing effectiveness
Exploring market data allows the crafting of data-driven, intelligent campaigns that are specifically designed to target a certain group of ...
Tag: Small business lending
The true cost of too much data
A 2024 ABA survey shows that the CFPB’s 1071 final rule will significantly increase the cost of small business credit.
Compounding the costs: The regulatory tsunami and small businesses
A gust of new regulations on lenders would add headwinds for beleaguered small businesses
Podcast: How Esquire Bank carved out a profitable niche serving law firms
Esquire Bank has found a strategy that turns the typical ratio of business client loans to deposits on its head. ...
Podcast: Bespoke banking for family-owned businesses
Family-owned businesses, especially those crossing the mark of $10 million in annual revenue, often have unique banking needs. They have ...
Cultivating small business: Banks focus on relationships and solutions
Many fintech firms’ offerings are narrow, leaving them unable to meet growing businesses’ capital needs. In contrast, most banks can ...
Podcast: Why middle market businesses remain optimistic
"Often, economic change occurs at this level of the economy," says Umpqua Bank EVP Richard Cabrera about the middle market ...
NFIB: Small business concern about bank health fades
Small-business owners’ concerns about the health of their bank have eased significantly in recent months, with more than half saying ...
ABA, TBA ask CFPB to delay 1071 compliance dates for all banks
In the wake of a judge’s order delaying compliance dates with the CFPB’s Section 1071 final rule for Texas Bankers ...
Section 1071 requirements will bring major challenges and risks
Another indication of significant challenges ahead is the 888-page final rule’s frequent use of a version of the term “reasonably ...
