The Future of Digital Lending: Achieving Competitive Advantage in 2024
SPONSORED CONTENT PRESENTED BY WOLTERS KLUWER With bank technology investments estimated to be on the…
Browsing: Fintech
Podcast: Digging into the CFPB’s Section 1033 data-sharing proposal
“Banks have long supported consumers accessing their own data, but believe it should be done in a safe and sound way that provides them with control,” says ABA VP Ryan Miller. With respect to Section 1033 of the Dodd-Frank Act, the CFPB “has attempted to put that into place here.”
Podcast: Accelerating bank innovation in the months ahead
There’s a lot going on in the innovation space in banking. On the season seven premiere of the ABA Banking Journal Podcast, Brooke Ybarra provides an overview of hot issues in the fintech space, including generative AI solutions like ChatGPT.
ITMs’ role in bank digital transformation
Assessing the business cases for—and against—investments in interactive teller machines.
ABA joins Project Fintech accelerator as founding partner
ABA announced today it has joined a Nashville-based financial technology accelerator as a founding partner.
ABA, associations: Regulate stablecoins like banks, credit unions
State-licensed payment stablecoin issuers should be subject to at least the same form of supervision from a federal regulator as state-chartered banks and credit unions, the ABA, the Consumers Bankers Association and the Credit Union National Association said this week
Thinking outside the (credit) box
Special-purpose credit programs build on data sharing to expand lending outreach.
Small-business capital access in a higher rate environment
Rising costs and higher interest rates highlight the increased importance of small-business access to capital. Fintech firms might have faster approval processes, but highly regulated bank options and programs coordinated with the SBA provide more flexibility at competitive rates.
Can automation help banks stay ahead of regulatory change?
Full-population testing eliminates the potential for unknown compliance violations and empowers financial institutions to address issues quickly.
Podcast: Banking-as-a-service business models under pressure?
In today’s environment of elevated interest rates and a tech sector market correction, how is the banking-as-a-service landscape shaking out?