ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

A Picture is Worth a Million Bucks: Improving Photography in Financial Marketing

October 6, 2020
Reading Time: 3 mins read
A Picture is Worth a Million Bucks: Improving Photography in Financial Marketing

By Hillary Kelbick

We see them every day. Photos of people appear in print advertisements, websites, brochures, billboards and on TV commercials. Marketers and advertising experts are regularly tasked with the job of selecting the images that they believe will interest their—or their clients’—target audiences. Part and parcel of that objective is effectively using imagery to create a feeling of inclusiveness and authenticity.

For bank marketers, the challenge of selecting photos is perhaps more complicated as bank products are obviously less visual. You can’t show a picture of a person with a savings account the same way you can show a person on a bicycle, if your product is bicycles.

Imagery associated with intangible products is more about positioning and emotions. Images must evoke a feeling that your brand wishes to imbue. More often than not, the goal is for the audience to observe the image and identify with it. Resonance can be either present-tense or aspirational.

For more than 30 years I’ve honed an expertise in financial marketing, and here are some of the lessons I’ve learned about how to utilize effective imagery.

Budget permitting, always consider using original photography. There is no substitute for creating a custom image that you and a professional photographer art direct from start to finish. Original photography affords a marketer the unique opportunity to create a look and feel that is purely consistent with your brand, no compromising necessary.

Be prepared to retouch. When using stock photography, be prepared to make digital alterations as needed. Consider retouching subjects’ clothing to match your primary or accent brand colors or integrating components like icons, shapes or lines from your graphic palette.

Create a photo library. Build a library of photos that exemplify your brand. Sometimes your brand’s attributes are well-defined and lend themselves to an obvious set of images or a particular style; other times, it’s the very act of building the library that fleshes out the kind of imagery that best articulates the brand. Either way, as you collect and use images, measure your results—quantitatively, if possible, or qualitatively, if necessary—and refine your library. The exercise of creating your photo library should be a dynamic, longitudinal and incremental one whereby you’re constantly learning and improving the visual language that defines your brand.

Consider the style and setting of the photos that really define your brand. Is it “slice-of-life”? Portrait? Urban? Suburban? Rural? “Moment in time” snapshot? Eye-to-eye? Silhouetted? Landscape? Commercial? A thread of continuity should tie your library into a cohesive aesthetic.

Remember your market. You may think it goes without saying, but this point can be among the hairiest: The imagery that appears in conjunction with your brand should physically represent the audience you are targeting. Your photography should mirror the demographic realities of your customer and prospect bases, and their values. Financial products and services are especially correlated with stage-of-life milestones. Use a data-driven approach to assess the audience. What age is it? What does it look like? What is the average household income? What does their average home or neighborhood look like? Use photography to depict your target personas.

Keep a close eye on quality and usage. Select images that reproduce well based on where they are being utilized. Image files for use on the web have vastly different specifications from those that will be printed in magazines or in large format collateral. Review along every step of the retouching process. Check image continuity—are arms, fingers and other body parts intact and do they appear natural?

What about the area around subjects’ heads? Does their hair fade awkwardly into the background or abruptly disappear? Seemingly conspicuous blunders in continuity escape reviewers’ eyes as often as small lapses in detail.

Consider “rights-managed” versus royalty-free images when using stock images—particularly if your campaign will be used across various media and markets. There is nothing worse than hitting it big with a blockbuster of an ad, only to find that the image you used is closely associated with another company’s brand—say, toothpaste or toilet paper. Oops!

Photography is a key component to creating powerful messages and campaigns. An iconic photo can make a product or brand a household name, while a forgettable one will fizzle into obscurity. Financial marketers would do well to keep these best practices in mind when choosing imagery to associate with their products and services. The right photography can go a long way toward building customer loyalty and improving the perception of your brand.

Hillary Kelbick is president and CEO of MKP communications, a New York-based agency specializing in financial services marketing and merger communications.

Tags: AdvertisingDigital marketingPhotography
ShareTweetPin

Related Posts

Recycling the narrative on cash

Recycling the narrative on cash

Community Banking
January 14, 2026

Cash may not be king, but consumers have not dethroned it completely. What can U.S. banks do to handle cash more efficiently?

Getting ready for the great wealth transfer

Getting ready for the great wealth transfer

Wealth Management
January 13, 2026

A good first step for banks to confront this challenge is to focus very intentionally on intergenerational wealth management.

Podcast: The incredible shrinking penny (circulation)

Podcast: The incredible shrinking penny (circulation)

ABA Banking Journal Podcast
January 8, 2026

ABA's Steve Kenneally on the Fed's decision on penny deposits, the operational challenges the penny phaseout poses to retailers and banks, and ABA's advocacy on coinage reform.

FCC rules that consent is required for AI-generated voices in outbound calls

FCC strengthens Robocall Mitigation Database

Compliance and Risk
January 7, 2026

The FCC issued a final rule that requires voice service providers to provide more timely updated information to the Robocall Mitigation Database and provides increased penalties for non-compliance. The rule is effective Feb. 5.

ABA Fraudcast: FTC report shows how elder fraud is expanding

Compliance and Risk
January 7, 2026

Driving skyrocketing losses is significant increases in scams totalling $100,000 or more.

FCC grants ABA-requested extension of ‘revoke all’ rule’s effective date

FCC grants ABA-requested extension of ‘revoke all’ rule’s effective date

Compliance and Risk
January 6, 2026

The FCC issued an order extending the effective date of the “revoke all” rule from April 11, 2026, to Jan. 31, 2027. Under the revoke all rule, a bank or other business is required to treat a consumer’s...

NEWSBYTES

Democratic senators introduce bill to lower credit card late fee cap

January 16, 2026

Gould suggests easing bank resolution planning requirements

January 16, 2026

Survey: Merchants expand payment options, express interest in crypto

January 16, 2026

SPONSORED CONTENT

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

November 1, 2025
5 FedNow®  Service Developments You May Have Missed

5 FedNow® Service Developments You May Have Missed

October 31, 2025

Cash, Security, and Resilience in a Digital-First Economy

October 20, 2025
Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

October 1, 2025

PODCASTS

Podcast: A Lone Star banking perspective

January 15, 2026

Podcast: The incredible shrinking penny (circulation)

January 8, 2026

Podcast: Cybersecurity in a mobile-first banking landscape

December 18, 2025

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.