Podcast: Church Lending and Other Ways to Renew Urban Neighborhoods

The White House proposed a series of regulatory changes and rollbacks to expand access to mortgages and spur new housing construction.

On the latest episode of the ABA Banking Journal Podcast, Rob Nichols reflects on the ABA Washington Summit, including stablecoin regulation, credit card policy challenges, federal preemption, and bipartisan legislation on fraud.

A recent study of community development financial institution small-dollar loans to microbusinesses found that most borrowers improved their business outcomes, although some entrepreneurs struggled with managing their debt.

Federal Reserve Vice Chair for Supervision Michelle Bowman previewed a series of proposed bank capital reforms she said would reduce capital requirements for large banks by a small amount and result in “slightly larger” reductions for smaller banks.

Bradford National Bank in Greenville, Illinois, has completed its acquisition of State Bank of St. Jacob in St. Jacob, Illinois.

The decision of the Kansas City Fed to approve a limited master account for crypto firm Kraken was designed as a "pilot" to test how certain kinds of nonbanks can access the payments system, Fed Vice Chair for...