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Home ABA Banking Journal Podcast

Podcast: Understanding the 2025 Home Mortgage Disclosure Act data

July 8, 2026
Reading Time: 2 mins read
Mortgage rates fall

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage market, a recent rebound in refinancings and a growing generation gap in homebuying activity.

If you can’t see the audio player above, click here to listen to this episode.

This episode is sponsored by Q2Software.

In this episode:

Dan Brown
Senior Director, Economist
ABA

Tags: ABA Banking Journal PodcastABA DataBankHMDA
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