ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

8 Red Flags for Your Customer Service

June 28, 2016
Reading Time: 5 mins read

By Joseph Michelli

These days providing a great—heck, exceptional—product or service won’t necessarily keep customers happy. (You can thank the hyper-connected global economy for their fickleness.) No, we must also delight customers with an outstanding service experience. Problem is, it’s all too easy to assume they’re delighted while, in reality, they have one foot out the door with an eye trained on one of your many (many) competitors. Is there a way to tell if your company needs a service overhaul…before your customers take their leave?

Signs that you need to pay more attention to the customer experience can be very subtle. In fact, some signs might not initially seem to relate to service at all. The good news is, knowing and paying attention to these red flags can help you correct your course while there’s still time to recapture your customers’ loyalty.

It’s hard for most organizations to keep customers happy for the long haul. Here are eight service-related red flags that require your immediate attention.

1. You’re not asking your customers how they feel.

Directly asking customers what their level of satisfaction is, and why they feel that way, is a simple but crucial component of providing outstanding service. Making assumptions about how customers “seem to feel” based on their attitudes, foot traffic, web traffic, or even sales metrics isn’t good enough. Even if you’re doing well profitably right now, you lack indicators to tell you if you’ll be dead in the water tomorrow. It’s possible that you’re flatlining and you don’t even know it yet. Consistently harvesting customers’ opinions is the only way to keep your finger on the pulse of their service experience.

2. You aren’t taking a customer’s-eye view of the service experience.

Sure, you might be investing plenty of time, money, and energy in making customer service improvements. But if you haven’t taken the time to map and design the service experience from the customer’s perspective, you’ll inevitably do a lot of work that’s irrelevant. It’s important to take a holistic view of the customer’s journey at all touchpoints, “cradle to grave,” even beyond the transaction. If you don’t, sooner or later, all of your incremental efforts at positive change are going to miss the mark.

3. Your social media strategy is halfhearted (at best) or (worse) nonexistent.

No matter how popular or established your company is, no matter how loyal you think your customers are, you need to establish a social media strategy. The young market doesn’t look up companies in the yellow pages. Often, they don’t even use email when they need help or want to ask a question. They turn to Facebook, Instagram, and Twitter. But this isn’t just about millennial customers—even baby boomers are deeply interactive online. If you don’t make it easy for customers of all ages to contact and engage with you in the way they prefer, you’re treading on thin ice. And this may go without saying, but be sure you also have a working, updated, intuitive website—preferably one with a blog that regularly pushes out helpful information.”

4. You’re not listening to what people are saying about you online.

Maintaining an active, updated social media presence is only half the online equation. Sooner or later, the voices online are going to turn the market away from you. If you’re not monitoring what people are saying about your company, your competitors, and your industry in general, it’s just a matter of time before you find yourself wondering what went wrong. But be aware: Managing the online chatter doesn’t mean trying to argue with critics. It means really trying to fix problems and turn those critics into advocates.

5. You aren’t transforming prospects into buyers.

If you’re spending plenty of money on marketing to drive traffic but can’t get people to walk in the door, it’s not them—it’s you. Your efforts to serve and engage (potential) customers aren’t working, and it’s high time for an overhaul. The same thing is true for conversion. Say people are walking in but you are not earning sales in ways that are in keeping with growth. While you may have great products and a lovely visual, you’ve not figured out how to help people make the connection to becoming buyers—and that too is a service issue.

6. You take a laissez-faire approach to referrals.

Tracking referral business and rewarding referrals is an important part of providing outstanding post-transaction service. You’ve got to leverage your existing zealots to generate business and to make sure they continue to choose you instead of your competitors. Great service brands teach their staff how to help their customers effectively refer them to other like-minded consumers.

7. You rely too heavily on your Net Promoter Score.

A Net Promoter Score (NPS) is great for measuring the strength of your customer relationships right now—but it doesn’t give you the whole picture. A low NPS doesn’t tell you what to fix. A high NPS doesn’t reveal where you have an opportunity to forge an even better connection with customers by satisfying them at even more key moments. Relying too heavily on your NPS is like hoping to lose weight just by looking at the scale. If you don’t track other metrics like what you’re eating and how much energy you’re using, you won’t know how to affect the scale two weeks later. So be sure you’re also capturing other real-time analytics and leading indicators—like high-value touchpoints, satisfaction ratings, and so forth—that will help you understand where breakdowns are happening and how you can intervene.

8. Your employee turnover exceeds industry standards.

Yes, some employee turnover is healthy. A certain percentage of your population has to move to keep your organization dynamic. And if it’s the right people who leave (i.e., low performers), all the better. But if your turnover is approaching or exceeds industry norms, you have cause for concern. Large pockets of turnover are often reflective of an unhealthy culture—and unhappy, disengaged employees do not provide outstanding service. Plus, during tumultuous turnover, your customers are interacting with a new brand every day. They’re not getting the benefit of seasoned service professionals who have a great deal of corporate knowledge and product knowledge, as well as the type of enthusiasm that becomes infectious in the life of the customer.

Michelli adds that there’s one more, not-quite-as-objective litmus test for gauging your customer’s satisfaction, engagement, and loyalty: Do they seem willing to spontaneously sing your praises? If not, their opinion of you is probably “meh”…and “meh” can be deadly.

Can you imagine a customer putting a bumper sticker on their car telling others how much they love your company? If not, that’s a red flag, because these days, Facebook ‘likes’ are the new bumper stickers. If you can’t see your customers being excited enough to publicly say, “Yes, this is a brand I’m proud to be associated with,” you are missing opportunities to secure satisfaction and emotional engagement.”

Joseph A. Michelli, PhD, CSP, is a speaker, organizational consultant, and New York Times best-selling author. He is a globally recognized thought leader in customer experience design. www.josephmichelli.com. Twitter.

Tags: Customer satisfactionCustomer service
ShareTweetPin

Related Posts

Podcast: Tech transformation and AI to power bank growth

Podcast: Tech transformation and AI to power bank growth

ABA Banking Journal Podcast
April 29, 2026

F.N.B. Corporation has grown assets nearly 10x in two decades. On the latest episode of the ABA Banking Journal Podcast, presented by Nexcess, Vincent Delie discusses the role of data science, tech transformation and AI capabilities in supporting...

The value of deepening engagement with Hispanic communities

The value of deepening engagement with Hispanic communities

Community Banking
April 28, 2026

Leaning into local roots and relationships can create authentic connections. ‘If we do not identify what they need, then we are not going to be able to help them.’

AI in mortgages: Reshaping the lending lifecycle

AI in mortgages: Reshaping the lending lifecycle

Mortgage
April 27, 2026

Experts advise bank leaders to ensure AI is deployed responsibly, governed transparently and secured carefully.

Washington Summit livestream schedule

Multibank MHCs gain fresh attention

Community Banking
April 21, 2026

The mutual bank holding company structure preserves local identity while addressing shared operational challenges.

First-party data: Smarter insights when determining creditworthiness

Using data to prove marketing effectiveness

Retail and Marketing
April 15, 2026

The path forward for banks is not about collecting more data but utilizing what is available to its highest potential.

Survey: Wealth management industry facing talent shortage

Designing bank spaces for wealth management relationships

Wealth Management
April 14, 2026

Branches are evolving to support client-family-advisor privacy and technology-enhanced settings.

NEWSBYTES

ABA to Senate: Refine Clarity Act’s stablecoin yield language

May 8, 2026

Fed report: Rising concerns about global conflict, gas prices

May 8, 2026

Seventh Circuit sends Illinois interchange litigation back to district court

May 8, 2026

SPONSORED CONTENT

Credit Memos at the Convergence Point

Credit Memos at the Convergence Point

May 1, 2026
Digital Account Opening: Think Outside the Box for Maximum Business Impact

Digital Account Opening: Think Outside the Box for Maximum Business Impact

April 29, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

Why Your Systems Keep Slowing Down — and What to Do About It

April 21, 2026
Planning Your 2026 Budget? Allocate Resources to Support Growth and Retention Goals

How leading banks are enhancing customer engagement through financial data insights

April 10, 2026

PODCASTS

Podcast: How an Ohio banker talks with policymakers about stablecoin issues

May 6, 2026

Podcast: Tech transformation and AI to power bank growth

April 29, 2026

Podcast: ABA’s ecosystem strategy to tackle fraud

April 22, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.