Browsing: Regulatory capital
With the CRE lending market currently booming, banks are increasing their concentrations in this area — particularly in construction lending — according to findings from the 2018 Commercial Real Estate Lending Survey conducted by ABA.
Several Republican members of the House Financial Services Committee last week urged Federal Reserve Vice Chairman for Supervision Randal Quarles to recalibrate the Fed’s capital surcharge for the largest U.S.-based global systemically important banks.
As banks prepare to implement the Current Expected Credit Loss standard, ABA on Friday called on financial regulators to provide for a complete and ongoing adjustment of common equity tier 1 capital for the effects of CECL until a new capital regime can be finalized.
On the latest episode of the ABA Banking Journal Podcast, leaders at a New Hampshire mutual holding company to discuss how the MHC structure allows each bank to retain its unique community presence but benefit from shared services.
In remarks at ABA’s Summer Leadership Meeting in Salt Lake City today, Federal Reserve Vice Chairman for Supervision Randal Quarles signaled that the Fed would act sooner than required by S. 2155 to tailor prudential standards for banks between $100 billion and $250 billion in assets.
As the federal banking agencies weigh the implementation of Basel IV standards in the United States, ABA on Friday urged them not to implement haircut floors for securities financing transactions.
The Federal Reserve today approved the capital plans of 34 large banks participating in the Comprehensive Capital Analysis and Review.