Podcast: A Lone Star banking perspective

FHA published a mortgagee letter to formalize the use of VantageScore 4.0 and FICO Score 10T alongside Classic FICO to assess the creditworthiness of single-family mortgages, with the new policy taking effect at the start of the coming...

How the American colonies developed their own monetary systems, and why the British ultimately rejected them.

New federal restrictions to curb abusive trigger leads should reduce the volume of unwanted solicitations homebuyers receive, with research showing that the marketing practice does little to save consumers money, the Government Accountability Office said in a new...

Lawmakers should consider policies that strengthen the value and accessibility of health savings accounts rather than policies that inadvertently discourage employers from offering HSA-qualified coverage, ABA's Health Savings Account Council said in a letter to the Senate Finance...

Most members of the Federal Open Market Committee believe they may need to raise the target range for the federal funds rate a second time before the end of the year, although that decision will depend on further...

As they seek to implement appraisal modernization legislation passed by Congress, the most efficient approach for federal housing agencies would be to align their reconsideration of value processes with the collateral valuation standards already established by Fannie Mae...