FFIEC publishes 2024 data on mortgage lending
The Federal Financial Institutions Examination Council recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure ...
Tag: Lending
Volatility prompts banks to hoard cash and implement financial hedges
Even smaller banks with only a few billion dollars in assets are using swaps and other derivatives to more proactively ...
Reconsideration of value: A critical component of appraisal review
Ensuring appraisals and other types of property valuations are accurate is not just about fair lending.
Did you know that the federal government is a major source of bank balance sheet volatility?
How tax payments and entitlement spending make balance sheet management trickier.
CFPB will not enforce small-dollar rule
The CFPB announced that “it will not prioritize enforcement or supervision actions” with respect to its 2017 small-dollar lending rule, ...
FDIC survey: Bank branches remain vital part of small-business lending
Only 3% of banks fully automate the small-business lending process, and only for very small loans, and most borrowers are ...
Revolutionizing Commercial Lending: A Look Inside DataScan360
SPONSORED CONTENT PRESENTED BY DATASCAN In today’s fast-paced financial world, the need for comprehensive, efficient solutions for managing dealer commercial ...
HUD to propose longer timeline for reporting cybersecurity incidents
The U.S. Department of Housing and Urban Development released a draft mortgagee letter that proposes extending from 12 to 36 ...
Banks’ private-credit conundrum
Is private-credit growth cyclical or long term, potentially disintermediating banks?
Fed survey: Banks tighten policies on business, commercial real estate lending
Banks reported tighter standards for both commercial and industrial loans and commercial real estate loans during the second quarter of ...
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