AI in mortgages: Reshaping the lending lifecycle
Experts advise bank leaders to ensure AI is deployed responsibly, governed transparently and secured carefully.
Tag: Lending
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules to lower capital requirements for banks of all sizes as part of an effort ...
ABA DataBank: Inside bank decision-making on liquidity and contingent funding
Results from an ABA member survey shed new light on how banks really use liquidity sources and possible reforms.
Loans to non-depository financial institutions: new granularity and a rapidly growing segment
These entities play a central role in credit intermediation outside the traditional banking system.
Study: FHLBank advances boost community lending
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008 ...
CFPB: Earned wage access products not subject to Truth in Lending Act
The CFPB is once again reversing course on whether earned wage access products are subject to the Truth in Lending ...
OCC, FDIC issue clarification on lending to bank insiders
The OCC and FDIC said they will not take action against banks for extensions of credit to complex-controlled portfolio companies ...
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to ...
Survey: Community banks navigate digital adoption, liquidity management challenges
While the digital shift is well underway, key hurdles remain related to system integration and broader digital asset acceptance.
How banks can avoid the dangers of AI slop
Banks can achieve powerful results with generative AI platforms, but poor-quality AI output can harm operations and reputations.
