Study: FHLBank advances boost community lending
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008 ...
Tag: Lending
CFPB: Earned wage access products not subject to Truth in Lending Act
The CFPB is once again reversing course on whether earned wage access products are subject to the Truth in Lending ...
OCC, FDIC issue clarification on lending to bank insiders
The OCC and FDIC said they will not take action against banks for extensions of credit to complex-controlled portfolio companies ...
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to ...
Survey: Community banks navigate digital adoption, liquidity management challenges
While the digital shift is well underway, key hurdles remain related to system integration and broader digital asset acceptance.
How banks can avoid the dangers of AI slop
Banks can achieve powerful results with generative AI platforms, but poor-quality AI output can harm operations and reputations.
OCC releases mortgage performance report for Q3 2025
The OCC released the third quarter 2025 mortgage metrics report, which showed that 97.4% of first-lien mortgages in the federal ...
CFPB finds growth in buy now, pay later use
Consumers are using buy now, pay later services more frequently and taking on larger loan amounts each year, according to ...
Banking agencies announce annual threshold adjustments
Agencies announced the 2026 dollar thresholds for higher-priced mortgage loans subject to special appraisal requirements, Regulation Z and Regulation M ...
OCC’s Gould criticizes court ruling to enforce Colorado rate cap
Comptroller of the Currency Jonathan Gould criticized a recent federal court decision leaving in place a Colorado law that caps ...
