How customer primacy drives value in 2025
Shifting consumer behavior and increased competition redefine what it means for banks, but the payoff can be great.
Tag: Competition
ABA Viewpoint: The cost of standing still
The regulators’ plodding pace and outdated methods for reviewing bank mergers hurts bank customers and local communities.
Understanding the emerging bank M&A policy landscape
The banking agencies and the Justice Department are shifting how they assess and review bank mergers and acquisitions. ABA's Hu ...
Missing the point on credit card APR margins
Contrary to showing anti-competitive behavior, as the CFPB misreads the data, credit cards are a competitive sector that has expanded ...
Treasury report: Fintech requires more oversight to prevent abuses, protect consumers
According to the report, while fintech firms enable new capabilities, they also create new risks related to data privacy and ...
Fed Gov. Bowman: ‘Imperative’ to modernize evaluation of bank competition
Federal Reserve Gov. Michelle Bowman discussed the “new and evolving competitive landscape” for U.S. banking services, with particular emphasis on ...
Chopra: CFPB to query core providers over costs, contracts, service
The CFPB is examining the effects of a concentrated core platform marketplace on consumers and banks, CFPB Director Rohit Chopra ...
Consumer Choice in Bank Deposit Products
Digging into the data showing that the market for deposits is highly competitive.
ABA to DOJ: Bank Merger Guidelines Outdated
The American Bankers Association told the Department of Justice today that the 1995 bank merger competitive review guidelines are outdated ...
DOJ Seeking Public Comments on Bank Merger Guidelines
As part of the Biden administration’s broader competition initiative, the Department of Justice today announced it is seeking public feedback ...
