Chair’s View: The fight for a fair game
ABA continues to be a staunch advocate for policies that encourage a level playing field within the financial services marketplace.
Tag: Competition
Proposed tax break for crypto yield could reshape how Americans save
Departing from the key principle of tax parity with crypto activities would not clarify the rules. It would tilt the ...
How customer primacy drives value in 2025
Shifting consumer behavior and increased competition redefine what it means for banks, but the payoff can be great.
ABA Viewpoint: The cost of standing still
The regulators’ plodding pace and outdated methods for reviewing bank mergers hurts bank customers and local communities.
Understanding the emerging bank M&A policy landscape
The banking agencies and the Justice Department are shifting how they assess and review bank mergers and acquisitions. ABA's Hu ...
Missing the point on credit card APR margins
Contrary to showing anti-competitive behavior, as the CFPB misreads the data, credit cards are a competitive sector that has expanded ...
Treasury report: Fintech requires more oversight to prevent abuses, protect consumers
According to the report, while fintech firms enable new capabilities, they also create new risks related to data privacy and ...
Fed Gov. Bowman: ‘Imperative’ to modernize evaluation of bank competition
Federal Reserve Gov. Michelle Bowman discussed the “new and evolving competitive landscape” for U.S. banking services, with particular emphasis on ...
Chopra: CFPB to query core providers over costs, contracts, service
The CFPB is examining the effects of a concentrated core platform marketplace on consumers and banks, CFPB Director Rohit Chopra ...
Consumer Choice in Bank Deposit Products
Digging into the data showing that the market for deposits is highly competitive.
