Compliance question of the month: June 2026
My bank offers a consumer checking account product titled "Free Checking." This product currently has no maintenance or activity fees, ...
Tag: Checking accounts
Community banks can still win the primary checking relationship
While fintech firms may lead in raw account openings, they are not displacing primary banking relationships at scale.
Podcast: How consumer deposits drive full relationship banking
In an environment with higher-yielding options, how can banks compete for effectively for deposits? Marc Womack of TD Bank discusses ...
ABA, CBA offer plan for Fed to wind down paper check services
The Federal Reserve should adopt a long-term approach to phasing out its check services by encouraging electronic payment alternatives, and ...
Fed seeks public input on potential changes to its check services
The Federal Reserve is seeking public input on potential changes to the check services it provides to banks and credit ...
Survey: Customers ‘quietly’ switching checking, credit card accounts
A growing number of bank, credit card and investment customers are “quietly” moving their accounts to different institutions by keeping ...
Updated: Treasury Department: Switch to electronic payments before looming paper check phaseout
The federal government has stated that it will launch a media campaign to encourage the transition away from checks toward ...
Podcast: Inside ABA’s new Treasury Check Verification System API
ABA's new Treasury Check Verification System platform is live. ABA anti-fraud experts Paul Benda and Hannah Ibberson discuss the platform ...
Public comment sought on plan to phase out U.S. Treasury paper checks
The Treasury Department is taking public comment on plans to implement President Trump’s executive order directing it to no longer ...
ABA Regulatory Policy and Compliance Inbox: Account error resolution requirements
Discerning special exceptions under Regulation E and demographic information requirements under Regulation B.
