The brokered deposit statute is out of sync with today’s financial marketplace
Congress should repeal Section 29 of the Federal Deposit Insurance Act and replace it with a targeted asset-growth restriction for ...
Tag: ABA Viewpoint
Accelerating collateral velocity
How to improve coordination between the Fed and the Federal Home Loan Banks to ensure seamless liquidity management.
In defense of clarity on preemption
The OCC’s new leadership is right to uphold our robust tradition of national bank preemption.
ABA Viewpoint: Indexing for stability
The FDIC’s recent proposal to index key asset thresholds is a long-overdue step toward modernizing a regulatory framework that has ...
Ten recommendations to modernize deposit insurance
It’s time to refine the FDIC’s emergency authorities and resolution processes, in addition to considering possible changes to the deposit ...
ABA Viewpoint: Toward a smarter framework for bank asset thresholds
Indexing regulatory thresholds for growth makes sense. Here’s how to do it most effectively.
ABA Viewpoint: Banking has changed, and so should the rules around bank mergers
Three decades on, the test for bank mergers no longer reflects the competitive marketplace.
ABA Viewpoint: Making the endgame a real endgame
If U.S. regulators move forward on the Basel III endgame, they must roll back redundant rules that over-complicate the capital ...
ABA Viewpoint: Modernizing the Basel Committee’s RCAP
It's time to recognize outcomes, not just check boxes.
The best way to index supervisory thresholds
Indexing asset thresholds to account for inflation is a no-brainer — but how to index matters. Indexing to aggregate year-on-year ...
