CFPB opens filing period for 2025 HMDA data
Banks can use the HMDA platform to upload their loan/application registers, review edits, certify the accuracy and completeness of the...
Mortgage
OCC proposes to cite federal preemption of state interest-on-escrow laws
The OCC is proposing two rules to clarify that national banks are exempt from state laws regulating real estate escrow...
FHFA finalizes three-year affordable housing goals for Fannie Mae, Freddie Mac
FHFA finalized new three-year affordable housing goals for Fannie Mae and Freddie Mac that lower both enterprises’ targets for single-family...
Existing home sales increased in November
Existing home sales increased by 0.5% in November from the previous month, according to the National Association of Realtors. Sales...
Mortgage rates drop slightly
The rate for a 30-year fixed-rate mortgage was 6.21% this week. The rate for a 15-year fixed-rate mortgage was 5.47%.
GAO: Federal Home Loan Banks play ‘key role’ in supporting small banks
Federal Home Loan Banks “can play a key role” in the health of small banks as a source of funding,...
NAHB: Homebuilder confidence crept up in December
Homebuilder confidence in the market for newly built single-family homes rose one point to 39 in December, according to the...
OCC releases mortgage performance report for Q3 2025
The OCC released the third quarter 2025 mortgage metrics report, which showed that 97.4% of first-lien mortgages in the federal...
Banking agencies announce annual threshold adjustments
Agencies announced the 2026 dollar thresholds for higher-priced mortgage loans subject to special appraisal requirements, Regulation Z and Regulation M...
House Financial Services Committee releases housing package
The House Financial Services Committee released bipartisan legislation designed to streamline housing development and increase local flexibility.
