FHFA Issues RFI on Managing Climate, Natural Disaster Risk
The Federal Housing Finance Agency today issued a request for input seeking feedback on how climate change and natural disasters...
Compliance and Risk
CFPB Finalizes Exemption from Escrow Requirements for HPMLs
The Consumer Financial Protection Bureau today finalized a rule exempting certain higher-priced mortgage loans from a requirement under Regulation Z...
FDIC Revises Guidelines for Appeals of Material Supervisory Determinations
The FDIC board today approved ABA-supported changes to the agency’s guidelines for appeals of material supervisory determinations.
Your Fair and Responsible Banking Program in 2021 and Beyond
Building a robust fair lending program and demonstrating compliance is not easy, but merely avoiding unlawful credit discrimination doesn’t need...
OCC Finalizes Controversial ‘Fair Access’ Proposal
The OCC today finalized a controversial proposal stating that banks should provide access to services, capital and credit based on...
Integrated Risk Management for Real-Time Assessment of Operational Risks
Today’s fast-moving challenges for banks require modern data management, connectivity and analytics.
CFPB Issues Statement on Serving Consumers with Limited English Proficiency
The Consumer Financial Protection Bureau today issued a statement encouraging financial institutions to expand access to financial products and services...
How Digital Experience Platforms Are Transforming Financial Institutions
DXPs provide a proven path to consistent, relevant messaging to consumers that also positively impacts the bottom line.
Brainard: Agencies Weighing RFI on Artificial Intelligence
In remarks at a virtual event hosted by the Federal Reserve today, Fed Governor Lael Brainard said that the federal...
ABA Urges Withdrawal of CRA Information Collection Survey
The American Bankers Association and a coalition of trade associations yesterday called for the withdrawal of the OCC’s CRA information...
