FDIC issues regulatory relief guidance for Iowa

Consumer credit card delinquency rates for prime borrowers have not risen in the past two years despite higher interest rates as the Federal Reserve tightened monetary policy.

Independent Bank in Rockland, Massachusetts, has agreed to buy Enterprise Bancorp in Lowell.

The NFIB Small Business Optimism Index rose by eight points in November to 101.7, after 34 months of remaining below the 50-year average of 98, the National Federation of Independent Business reported.

A ‘single stack’ approach to capital would be efficient, flexible for smaller banks, sensitive to risk — and aligned with global standards and U.S. law.

Understanding what to look for is one step toward thwarting potential criminal activity.

ABA members believe that the Federal Reserve’s discount window processes and operations are opaque, awkward and inefficient, and they have several suggestions for how to improve the service, ABA said.