Podcast: Giving Thanks for Banks’ Community Commitment
The latest episode of the ABA Banking Journal Podcast features interviews with the winners of ABA’s 2018 Community Commitment Awards.
Browsing: Commercial Lending
Easing Continues on Business, Residential Mortgage Loans Amid Softer Demand
In the previous quarter, banks eased terms and standards for business loans, while tightening slightly on commercial real estate loans and easing in most residential mortgage loan categories, according to the Federal Reserve’s latest senior loan officer opinion survey released today.
SBA 7(a) Program Switches Fixed Base Rate from Libor to Prime
With the viability of the London Interbank Offered Rate uncertain beyond the end of 2021, the Small Business Administration is changing the base rate for fixed-rate loans in its popular 7(a) program to the prime rate.
CFTC Permanently Sets Swap Dealer De Minimis Threshold at $8B
The Commodity Futures Trading Commission voted today to maintain the swap dealer de minimis threshold at $8 billion on a permanent basis.
Agencies Release 2017 CRA Data on Small Business, Community Development Lending
The federal banking agencies today released 2017 Community Reinvestment Act data on small business, small farm and community development lending.
Podcast: Key Ingredients of Top Community Bank Performance
On the latest episode of the ABA Banking Journal Podcast, bank CEO and newly minted ABA Chairman Jeff Szyperski talks about the key strategic drivers of success for his $803 million community bank.
Fed Sounds Alarm on Looser Leveraged Loan Terms
A Federal Reserve official today sounded a warning about “material loosening” of terms, as well as insufficient risk management, in the leveraged loan sector.
Where Jeff Szyperski Knows Your Name
Meet ABA’s 2018-19 chairman.
Big Drivers of Small Business Loans
Six digital capabilities that can grow banks’ share of the small business lending market.