Podcast: Growing a Bank Amid the Ups and Downs of Oil
“If you’re in Midland, Texas, you’re in the oil business,” says Jay Isaacs. “It doesn’t matter if you have a doughnut shop or a dry cleaners.”
Browsing: Commercial Lending
How America’s Businesses Get Moving
A special report on business banking from the May/June 2019 issue of the ABA Banking Journal.
How a Digital Commercial Loan Gets Made
A look under the hood at Eastern Bank’s Express Business Loan.
Partnering for Success
In the process of helping your bank remain your customers’ most important ally, ABA aims to be yours.
Podcast: Tyler Cowen on the Value of American Banks
“The American economy in general is the best in the world at allocating new capital to rapidly growing sectors, and that’s the number-one thing you want from your banking and financial system,” Cowen says.
Libor Transition Panel Recommends Fallback Language for Key Instruments
The Alternative Reference Rates Committee today issued its fallback language recommendations for floating rate notes and syndicated business loans that reference the U.S. dollar London Interbank Offer Rate.
Podcast: M&A Tips from a Fast-Growing Bank
On the latest episode of the ABA Banking Journal Podcast, United Bankshares President Rick Adams talks about United Bank’s experience with M&A and offers tips on providing quick and candid communication in the merger process.
Rate Transition Panel Releases User’s Guide to SOFR
The Alternative Reference Rates Committee today issued “A User’s Guide to SOFR,” a handbook to help market participants understand the Secured Overnight Financing Rate, its preferred alternative to the London Interbank Offered Rate, and how it can be used in cash products.
Tips for Repricing Commercial Credit Deals
About 57 percent of banks’ commercial credit renewals for terms of three years or longer are being rolled over at existing prices rather than being repriced.
Thinking Vertically
Many banks have developed tailored industry verticals to channel banker expertise toward business growth.