Podcast: The real difference between stablecoins and tokenized deposits
Tokenized deposits are often spoken of alongside stablecoins, but the digital asset types have significantly different features and designs.
Commercial Lending
From cautious optimism to renewed concerns
Commercial and industrial loans reverse course in the April 2025 Senior Loan Officer Opinion Survey.
CRE ready to rebound
Banks and borrowers are wary but ready to capitalize once the economy stabilizes, according to the April 2025 Senior Loan...
FDIC removes disparate impact from exam manual
The FDIC announced it had removed all references to disparate impact from its Consumer Compliance Examination Manual.
Small Business Administration orders lenders to stop ‘debanking’
The Small Business Administration has ordered its network of more than 5,000 lenders to end any practices that result in...
Survey finds many businesses rely on bankers for expert advice
Small and midsize business leaders say they are most likely to turn to bankers for expert advice on a variety...
Fed survey: Lending standards tightened for many commercial loans in Q2
Banks reported tighter lending standards and weaker demand for C&I and CRE loans during the second quarter of 2025, according...
ABA urges lawmakers to prohibit direct lending under 7(a) loan program
ABA expressed its support for a bill to prohibit the Small Business Administration from directly making loans under the 7(a)...
FHFA proposes to repeal fair lending rule
FHFA is proposing to repeal a 2024 final rule that codified many of its existing practices and programs regarding fair...
Of deals and deposits: Understanding and managing deposit runoff in bank mergers
Banks that prioritize strong relationships, responsive service and community engagement have better chances of keeping depositors.
