Commercial Lending

Agencies Remind Banks of Appraisal Waiver Process

With financial institutions -- especially those in rural areas -- facing a critical shortage of qualified appraisers that is slowing down closing times, the federal banking agencies today issued a reminder of two existing approaches they said institutions can use to ease the crunch.

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Fed Survey: Banks Continue to Tighten on CRE Lending

Bankers continued tightening credit for commercial real estate and certain consumer loans in the first quarter of 2017, while easing slightly on commercial and industrial lending, according to the Federal Reserve’s latest senior loan officer survey released today.

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ABA Submits Bipartisan Economic Growth Ideas to Crapo, Brown

ABA today urged the leaders of the Senate Banking Committee to focus on expanding portfolio mortgage lending, modernizing rules on brokered deposits, enhancing bank innovation and providing relief from unnecessary stress tests -- all of which would be bipartisan, common-sense policies to promote economic growth.

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