FDIC Report: Banks’ Small Biz Lending Significantly Underestimated
Banks lend significantly more to small businesses than is captured by commonly used proxies, according to a major FDIC study released today.
Browsing: Commercial Lending
Podcast: Building a Bank Vertical for Tech, Media and Telecom Firms
Huntington Bank, a $104 billion regional bank based in Columbus, Ohio, is building a new nationwide vertical to provide specialized banking services to technology, media and telecommunications firms.
Public Feedback Sought on Contract Language for Libor Transition
The Alternative Reference Rates Committee today issued consultations on draft fallback language for floating rate notes and syndicated business loans that reference the U.S. dollar London Interbank Offer Rate.
Podcast: How Insurance and Wealth Management Round Out a Community Bank Model
Clay Ewing is president and chief banking officer of a community bank with a name that reflects its heritage — but German American Bank is well ahead in developing a well-rounded community bank model that thrives.
Regulators Issue Proposed Rule Regarding Treatment of HVCRE
As expected, the financial regulatory agencies today issued a proposed rule implementing a provision of S. 2155, the new regulatory reform law, regarding the treatment of high volatility commercial real estate.
Podcast with Chip Mahan: Bringing Down Costs and Transforming the Customer Experience
On the season two premiere of the ABA Banking Journal podcast, banking legend James “Chip” Mahan provides his wide-ranging outlook on bank technology, small business lending and the customer experience.
FDIC Study: Community Banks Weathered Oil Downturn Well
Community banks exposed to the oil and gas business tended to weather the recent downturn in oil prices well, according to research released in the FDIC’s Supervisory Insights publication today.
Get Real: A Special Report on Real Estate Lending
Highlights from the latest issue of the ABA Banking Journal.
Riches in Niches
From airplanes to healthcare equipment, how community banks complement the core model with niche lending sidelines.
Podcast: How Community Banks Can Take Advantage of Reciprocal Deposits
When asked which provision of the S. 2155 regulatory reform bill would be most meaningful to them, community bankers were most likely to rank the policy change to make most reciprocal deposits non-brokered.