Commercial Lending

Riches in Niches

From airplanes to healthcare equipment, how community banks complement the core model with niche lending sidelines.

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Easing Continues on Business, Residential Mortgage Loans

In the previous quarter, banks kept terms and standards for business loans unchanged or eased them slightly, while tightening slightly on commercial real estate loans and easing in most residential mortgage loan categories, according to the Federal Reserve’s latest senior loan officer opinion survey released today.

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Podcast: A Community Bank View from the Oil Patch

The latest episode of the ABA Banking Journal Podcast, sponsored by Velocity Solutions, takes listeners to the “busiest place in the entire country” when it comes to oil, as Jay Jenkins describes his hometown of Carlsbad, N.M. The boomtown — located in the heart of the oil-rich Delaware Basin, which is part of the broader Permian oil-producing area — has ...

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