ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Compliance and Risk

AI romance, ‘machine-to-machine’ scams among top 2026 fraud trends

January 14, 2026
Reading Time: 1 min read
AI romance, ‘machine-to-machine’ scams among top 2026 fraud trends

Romance scams carried out by artificial intelligence and computers scamming other computers are among the top five fraud trends to watch out for in 2026, according to a new report by credit reporting agency Experian.

Experian said its data found nearly 60% of companies reported an increase in fraud losses from 2024 to 2025. “This year’s forecast shows fraudsters are rapidly weaponizing technologies to launch attacks that are more autonomous and harder to detect,” it said.

Among the top five fraud trends for 2026 were romance and relative-in-need scams, which were traditionally carried out by people using false identities. Now AI can carry out these complex scams, according to Experian.

“These bots will respond convincingly, build trust over time, and manipulate victims with precision and emotion,” the company said. “As they become harder to distinguish from real people and good bots, Experian predicts fraud will scale faster and become more financially and psychologically damaging.”

Another risk comes as more companies incorporate AI to conduct routine transactions while fraudsters increasingly turn to AI to commit fraud. “With machine-to-machine interactions initiating transactions without clear ownership of liability, businesses will face growing uncertainty around agent ownership, intent and risk,” Experian said.

The other top fraud trends include the use of deepfake technologies to create fake resumes and backgrounds for job candidates, unsecured smart home systems, and the use of website cloning to replicate legitimate websites for phishing schemes.

Tags: Artificial intelligenceFraudIdentity fraudScams
ShareTweetPin

Related Posts

Consumer prices steady in December

ABA DataBank: July CPI edges down to 3.4%

Economy
August 12, 2026

The ABA Office of the Chief Economist believes that this month’s inflation reading marks continued normalization in price growth, but overall inflation remains above the Federal Reserve’s target.

OCC sees need for regulatory reform in bank merger process

HBT to buy Tri-County Financial in Illinois

Community Banking
August 12, 2026

HBT Financial in Bloomington, Illinois, has agreed to buy Tri-County Financial Group in Mendota, Illinois.

FinCEN issues guidance to help bank customers understand new BOI reporting rules

FinCEN finalizes rule ending beneficial reporting for U.S. businesses

Compliance and Risk
August 11, 2026

FinCEN has finalized a rule removing the requirement for U.S. companies and persons to report beneficial ownership information to the agency under the Corporate Transparency Act, the Treasury Department announced. The agency also will delete previously reported information...

Poll: Small business owners optimistic about the future

NFIB: Small business optimism rose in July

Economy
August 11, 2026

The NFIB Small Business Optimism Index increased 2.4 points in July to 99.8, rising above its 52-year average of 98. The Uncertainty Index rose two points from June to 91.

Treasury Department seeks feedback on stablecoins, illicit activities

ABA, BPI urge OCC to delay action on proposed stablecoin reporting forms

Compliance and Risk
August 11, 2026

The OCC should propose new reporting forms for stablecoin issuers only after it has finalized regulatory requirements for those companies, and it should work with other regulators to ensure forms for all issuers are substantially similar across agencies,...

IRS issues guidance for ‘Trump Accounts’ for children

Treasury proposes guidance for employer-sponsored contributions to Trump Accounts

Human Resources
August 11, 2026

The Treasury Department proposed new rulemaking to establish guidance for employer-sponsored programs for contributions to Trump Accounts, including arrangements that allow employees to make pre-tax contributions to the accounts of dependents.

NEWSBYTES

ABA DataBank: July CPI edges down to 3.4%

August 12, 2026

HBT to buy Tri-County Financial in Illinois

August 12, 2026

FinCEN finalizes rule ending beneficial reporting for U.S. businesses

August 11, 2026

SPONSORED CONTENT

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

August 12, 2026
Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

August 1, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

Examiners Are Now Looking at Your Non-Core Systems

June 11, 2026
Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

June 1, 2026

PODCASTS

Podcast: Banking the brave new world of college athletics

August 4, 2026

Podcast: Tactics for meaningful strategic planning

July 28, 2026

Podcast: Why it might be time to revisit a key FDIC ratio

July 23, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.