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Home ABA Banking Journal Podcast

Podcast: How institutional banking helps build one regional bank’s strategy

July 24, 2025
Reading Time: 1 min read
Podcast: How institutional banking helps build one regional bank’s strategy

Phil Mason
President, Institutional Banking
UMB Bank

Alongside the commercial and consumer markets, institutional banking is one of three strategic pillars of $70 billion-asset UMB Bank. On the latest episode of the ABA Banking Journal Podcast, UMB’s Phil Mason discusses:

  • How institutional banking — which includes capital markets, corporate trust, custody and health savings accounts — fits into the business model of the Kansas City, Missouri-based bank and helps extend its footprint coast-to-coast.
  • Investments in technology to support the growth of institutional banking.
  • The recent expansion in HSA eligibility and how UMB Bank uses the product to engage both business clients and consumers.
  • How UMB sources the right mix of talent — particularly from within — to support the diverse and individualized needs of its institutional clients.

Click here to download the episode if you can’t see the player above.

In this episode:

Phil Mason
President, Institutional Banking
UMB Bank

Tags: ABA Banking Journal PodcastCapital marketsCareers in bankingHealth savings accountsTrust activities
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