Podcast: Understanding how monetary policy shapes SOFR

Oil prices have largely returned to early-2026 levels. In contrast, the implied yield on the Fed Funds Futures December 2026 contract is up 80 basis points from a year ago, suggesting a broader range of risks and uncertainty...

Concerns about job security are growing among U.S. consumers who are already stressed about rising prices, which is affecting spending habits, according to a new survey by J.D. Power.

Many small businesses are still expanding despite ongoing economic pressures and rising costs, according to a new survey by U.S. Bank.

Total existing home sales remained up 2.8% over the year. The ABA Office of the Chief Economist views continued sluggish home sales as a headwind for overall credit demand.

For the first time since 2023, a majority of consumers believe it is better to buy a home rather than rent or move in with family, according to a recent survey by Bank of America.

Total outstanding revolving credit, largely a reflection of credit card debt, decreased at an annual rate of 4.7% to $1.34 trillion. Total outstanding nonrevolving credit increased at an annual rate of 1.6% to $3.81 trillion.