Home prices rose in August 

Consumer credit card delinquency rates for prime borrowers have not risen in the past two years despite higher interest rates as the Federal Reserve tightened monetary policy.

The NFIB Small Business Optimism Index rose by eight points in November to 101.7, after 34 months of remaining below the 50-year average of 98, the National Federation of Independent Business reported.

Consumer inflation expectations increased slightly at the short-, medium-, and longer-term horizons in November, the New York Fed said in its most recent Survey of Consumer Expectations.

Requirements to pledge specific amounts of collateral to the discount window could make banks more dependent on the Fed, crowding out well-functioning market options like the repo market and the FHLBs.

Consumer credit increased at a seasonally adjusted annual rate of 4.5% in October. Total outstanding credit increased to $5.113 trillion during the month.

U.S. consumers plan to spend an average of $677 on holiday gifts this holiday season, up 3.4% from $654 last year.