Podcast: ‘Banking Is Not a Commodity. It’s a Necessity’

If Texas were an independent country, its economy would rank as the world's eighth-largest. "France is seventh, and I don't think it'll take as much time at all to catch them," laughs TBA Chairman Ron Butler.

Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008 financial crisis, according to new research by the Urban Institute.

ABA's Steve Kenneally on the Fed's decision on penny deposits, the operational challenges the penny phaseout poses to retailers and banks, and ABA's advocacy on coinage reform.

The OCC and FDIC said they will not take action against banks for extensions of credit to complex-controlled portfolio companies that otherwise would violate the Federal Reserve’s restrictions on lending to bank insiders, provided banks satisfy certain conditions.

Russell Hernandez provides a unique look into the Philippine banking sector, discussing how his mobile-first digital bank tackles account takeover attempts and other frauds through layers of mobile-based and biometric authentication.

A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to state residents. the FDIC and OCC said. ABA also asked the court to reconsider its decision.