Podcast: ‘Banking Is Not a Commodity. It’s a Necessity’

Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also reported being less likely to approve loans to firms adversely affected by high AI exposure.

The Fed's October 2025 Senior Loan Officer Opinion Survey highlights that banks saw demand rebound after the collapse in Q2, but smaller banks are still more defensive than large banks.

Small business owners' priorities and how banks can meet their needs in 2026, from SBA lending to succession planning and acquisition financing.

If Texas were an independent country, its economy would rank as the world's eighth-largest. "France is seventh, and I don't think it'll take as much time at all to catch them," laughs TBA Chairman Ron Butler.

Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008 financial crisis, according to new research by the Urban Institute.

ABA's Steve Kenneally on the Fed's decision on penny deposits, the operational challenges the penny phaseout poses to retailers and banks, and ABA's advocacy on coinage reform.