ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home ABA Banking Journal Podcast

Podcast: ‘Banking Is Not a Commodity. It’s a Necessity’

November 11, 2020
Reading Time: 1 min read
Podcast: ‘Banking Is Not a Commodity. It’s a Necessity’

Detra Miller
Minority-Owned Business Banking Manager
M&T Bank

For many small businesses, whose owners spend on consumer credit cards and put up personal assets as collateral, the distinction between retail and business banking is blurry. Detra Miller, a veteran of M&T Bank’s retail side, noticed this when working with female and non-white entrepreneurs.

On the ABA Banking Journal Podcast’s latest episode, Miller discusses how she pitched M&T Bank on creating a team focused on outreach to minority-owned and women-owned businesses in the Baltimore-Washington area, building bridges to these entrepreneurs and helping them understand banking and access credit. At a moment when the national focus is on financial inclusion, Miller’s work has resonated with its target audience — and been recognized by ABA with the 2020 George Bailey Distinguished Service Award.

If you can’t see the audio player above, click here to listen to this week’s episode.

Additional resources:

  • Read a Q&A with Miller on financial inclusion.
  • Read more about the 2020 ABA Community Commitment Award winners.

In this episode:

Detra Miller
Minority-Owned Business Banking Manager
M&T Bank
Evan Sparks
Editor-in-Chief
ABA Banking Journal

Tags: Community engagementFinancial inclusionSBA Paycheck Protection ProgramSmall business lendingWorkforce excellence
ShareTweetPin

Related Posts

ABA, associations urge Congress to overturn CFPB credit card late fees rule

ABA seeks extension of Terrorism Risk Insurance Program

Commercial Lending
August 6, 2026

ABA urged lawmakers to support two bills to extend the Terrorism Risk Insurance Program by another seven years, saying that it offers commercial real estate markets and lenders certainty on their investments.

Fed Survey: Banks tighten policies on commercial real estate lending

Fed survey finds weaker demand for residential real estate loans in Q2

Commercial Lending
August 4, 2026

During the second quarter of the year, many banks reported stronger demand for C&I loans but weaker demand for residential real estate loans.

Q&A: Sports banking in a changing universe

Podcast: Banking the brave new world of college athletics

ABA Banking Journal Podcast
August 4, 2026

The ability to pay college athletes has led to dramatic upheaval in banking college sports. Revenue-sharing with athletes has required big increases in spending that colleges may not have been counting on, just to be competitive. Meanwhile, the...

Fed releases agenda for upcoming conference on large bank capital requirements

Fed proposes to update rules on lending to bank insiders

Commercial Lending
July 31, 2026

For the first time in nearly 50 years, the Federal Reserve is proposing to comprehensively update the regulation governing extensions of credit to bank “insiders,” such as board directors, executives and major shareholders.

Podcast: Tactics for meaningful strategic planning

Podcast: Tactics for meaningful strategic planning

ABA Banking Journal Podcast
July 28, 2026

Virtually all banks engage in strategic planning, but how do they ensure the strategic plan actually drives performance and doesn't just get left in a binder on the shelf?

ABA files amicus brief urging Eighth Circuit to reverse district court’s dismissal of NSF fee lawsuit

Podcast: Why it might be time to revisit a key FDIC ratio

ABA Banking Journal Podcast
July 23, 2026

An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with a different ratio.

NEWSBYTES

White House announces new push to combat cybercrime, fraud

August 13, 2026

ABA, BPI seek deadline extension for comment on FDIC disclosure rule

August 13, 2026

State coalition seeks to block OCC preemption of interest-on-escrow laws

August 12, 2026

SPONSORED CONTENT

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

August 12, 2026
Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

August 1, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

Examiners Are Now Looking at Your Non-Core Systems

June 11, 2026
Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

June 1, 2026

PODCASTS

Podcast: Banking the brave new world of college athletics

August 4, 2026

Podcast: Tactics for meaningful strategic planning

July 28, 2026

Podcast: Why it might be time to revisit a key FDIC ratio

July 23, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.