CFPB Releases 2019 Lists of Rural, Underserved Counties

The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can use in 2019 to determine whether they are exempt from certain regulatory requirements under the bureau’s Ability-to-Repay, escrow, HOEPA and appraisal rules. Lists are available for download as Excel, CSV or PDF files. In addition to the lists, the CFPB has also updated its tool for helping bankers determine whether a property is located in a rural or underserved area.