A recent proposal by the National Credit Union Administration to raise the threshold at which credit unions must obtain appraisals for commercial real estate transactions from $250,000 to $1 million would create an unlevel playing field between banks and credit unions, ABA said in a comment letter to the NCUA today.

The financial regulatory agencies today issued a proposal that would raise the appraisal threshold for residential real estate transactions from $250,000 to $400,000.

In response to recent questions concerning appraisal regulations and guidance, the federal banking agencies today issued a set of FAQs intended to offer additional clarification.

The Federal Housing Administration released guidance to issuers of FHA-insured reverse mortgages today stating that the agency may require a second appraisal when a risk assessment does not support the figure reached by the first appraisal.

How S. 2155 advances needed changes to real estate lending regulations.

The FDIC board of directors today approved a final rule to raise the appraisal thresholds for commercial real estate transactions from $250,000 to $500,000.

Do we need to notify customers if we remove a prepayment penalty clause? Plus more.

The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can use in 2018 to determine whether they are exempt from certain regulatory requirements under the bureau’s Ability-to-Repay, escrow, HOEPA and appraisal rules.

The latest episode of the ABA Banking Journal Podcast tackles the shortage of qualified appraisers -- especially in rural areas, where lenders are seeing delays of several months in getting appraisals for commercial real estate and agricultural transactions.

The Appraisal Qualifications Board announced today that it will adopt a proposal to change the qualification criteria for real property appraisers.