From HMDA to CRA and from fair lending to anti-money laundering, 2019 promises to be a busy year in the world of compliance.
Browsing: Ability-to-Repay/Qualified Mortgage
The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can use in 2019 to determine whether they are exempt from certain regulatory requirements.
The Consumer Financial Protection Bureau today issued its assessment of the ability-to-repay/Qualified Mortgage rule, as required by the Dodd-Frank Act.
The rapid pace of change will continue in 2019, ABA policy staff project.
The Consumer Financial Protection Bureau today announced 2019 changes in dollar thresholds for several Regulation Z provisions governed by the CARD Act, the Home Ownership and Equity Protection Act and the Dodd-Frank Act.
How S. 2155 advances needed changes to real estate lending regulations.
The Consumer Financial Protection Bureau should consider whether the rules it has written since 2011 are “consistent with the law, clear, and whether they promote the financial interests of consumers in a strong, vibrant, and innovative market that offers the variety of financial products and services that consumers want and value,” the American Bankers Association said in a comment letter to the bureau today.
In a landmark moment for post-crisis banking policy, the House today passed S. 2155, the Senate’s bipartisan regulatory reform bill.
A majority of bankers — 77 percent — agree that burdensome mortgage regulations continue to have a negative effect on business production, according to ABA’s 25th annual Real Estate Lending Survey released today.
ABA and state bankers associations across the country today sent letters to congressional leaders urging the House to pass S. 2155 — the Senate-passed regulatory reform bill — “as soon as possible.”