When Must Banks Refund Mortgage Escrow Surplus?
Questions and answers from the May/June 2021 ABA Regulatory Policy and Compliance Inbox.
Tag: Escrow
CFPB Finalizes Exemption from Escrow Requirements for HPMLs
The Consumer Financial Protection Bureau today finalized a rule exempting certain higher-priced mortgage loans from a requirement under Regulation Z ...
ABA Backs CFPB Proposal on Escrow Requirements for HPMLs
The American Bankers Association today welcomed the Consumer Financial Protection Bureau’s proposal to exempt certain higher-priced mortgage loans from escrow ...
Can My Bank Require Opt-In to Overdraft as a Condition of Receiving a Debit Card?
…and other answers to your compliance questions in the July/August 2020 ABA Regulatory Policy and Compliance Inbox.
CFPB Proposes Exemption from Escrow Requirements for High-Priced Mortgages
The Consumer Financial Protection Bureau today proposed to exempt certain higher-priced mortgage loans from a requirement under Regulation Z to ...
Agencies Propose New, Revised Questions and Answers on Flood Insurance
The banking agencies today released several new interagency questions and answers on flood insurance compliance, as well as a major ...
CFPB Releases 2019 Lists of Rural, Underserved Counties
The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can ...
CFPB Updates Rulemaking Agenda for Fall 2018
The Consumer Financial Protection Bureau yesterday updated its rulemaking agenda for the remainder of 2018.
Reg Relief for Real Estate Lenders
How S. 2155 advances needed changes to real estate lending regulations.
CFPB Releases 2018 Lists of Rural, Underserved Counties
The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can ...
