Mortgage rates fall
The rate for a 30-year fixed-rate mortgage was 6.06% this week. The rate for a 15-year fixed-rate mortgage was 5.38%.
Mortgage
Study: FHLBank advances boost community lending
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks and credit unions, particularly following the 2008...
HUD proposes to remove disparate impact from Fair Housing Act rule
The Department of Housing and Urban Development is proposing to rescind three rules allowing the use of disparate impact in...
Mortgage rates hold steady
The rate for a 30-year fixed-rate mortgage was 6.16% this week. The rate for a 15-year fixed-rate mortgage was 5.46%.
CFPB opens filing period for 2025 HMDA data
Banks can use the HMDA platform to upload their loan/application registers, review edits, certify the accuracy and completeness of the...
OCC proposes to cite federal preemption of state interest-on-escrow laws
The OCC is proposing two rules to clarify that national banks are exempt from state laws regulating real estate escrow...
FHFA finalizes three-year affordable housing goals for Fannie Mae, Freddie Mac
FHFA finalized new three-year affordable housing goals for Fannie Mae and Freddie Mac that lower both enterprises’ targets for single-family...
Existing home sales increased in November
Existing home sales increased by 0.5% in November from the previous month, according to the National Association of Realtors. Sales...
Mortgage rates drop slightly
The rate for a 30-year fixed-rate mortgage was 6.21% this week. The rate for a 15-year fixed-rate mortgage was 5.47%.
GAO: Federal Home Loan Banks play ‘key role’ in supporting small banks
Federal Home Loan Banks “can play a key role” in the health of small banks as a source of funding,...
