The rate for a 30-year fixed-rate mortgage was 6.06% this week, down from 6.16% last week, according to Freddie Mac. A year ago, the rate was 7.04%. The rate for a 15-year fixed-rate mortgage was 5.38%, down from 5.46% last week. A year ago, the rate was 6.27%.
Survey: Millennials lead in saving for emergencies
The survey found differences in each generation's approach to money. It also reported four strategies that, according to those surveyed, help build financial wellness: saving regularly, budgeting, reducing unnecessary spending and paying down debt.









