In a recent letter to the Consumer Financial Protection Bureau, more than 100 bankers from across the country called on the bureau to revise the TILA-RESPA Integrated Disclosure rule to exempt single-family residential construction loans from onerous disclosure requirements that have created confusion for consumers and caused many banks to exit the market.

Uncertainty around how bank deposits will reach to a rising interest rate environment was among several key risk themes identified by the OCC in its Semiannual Risk Perspective report released today.

The Consumer Financial Protection Bureau today finalized an amendment to fix a consequential issue with the TILA-RESPA integrated disclosure rules that caused consumers to face significant regulatory delays because of legitimate fee changes during the origination process.

On the latest episode of the ABA Banking Journal Podcast, community bank CEO Luanne Cundiff discusses the current state of the mortgage market and how recent regulations are affecting it.

The House today approved two bipartisan regulatory reform bills backed by ABA as part of its Blueprint for Growth.

ABA compliance experts break down what bankers can expect in 2018.

ABA last week provided feedback to the Consumer Financial Protection Bureau on proposed changes to the final servicing rules for servicers sending periodic statements to borrowers in bankruptcy.

During a markup yesterday and today, the House Financial Services Committee approved several regulatory relief bills advocated by ABA as part of its Blueprint for Growth.

ABA yesterday joined several financial and housing trade associations in a letter to House members urging support for the TRID Improvement Act of 2017 (H.R. 3978), a bipartisan bill introduced by Rep. French Hill (R-Ark.) and Rep. Ruben Kihuen (D-Nev.).

ABA today commented on proposed changes to the TILA-RESPA integrated disclosures that would allow creditors to use either initial or corrected closing disclosures to reflect changes in costs for purposes of determining if an estimated closing cost was disclosed in good faith, regardless of when the closing disclosure was provided relative to consummation.