…and more insights from ABA’s Regulatory Compliance and Policy Inbox in the next issue of the ABA Banking Journal.
Browsing: TILA-RESPA integrated disclosures
The American Bankers Association yesterday offered feedback to the Consumer Financial Protection Bureau on its planned rulemaking on of residential Property Assessed Clean Energy loans.
The Consumer Financial Protection Bureau today issued a fact sheet to help lenders determine when the TILA-RESPA integrated disclosures—the Loan Estimate and the Closing Disclosure—are required when mortgages are assumed.
How S. 2155 advances needed changes to real estate lending regulations.
In a recent letter to the Consumer Financial Protection Bureau, more than 100 bankers from across the country called on the bureau to revise the TILA-RESPA Integrated Disclosure rule to exempt single-family residential construction loans from onerous disclosure requirements that have created confusion for consumers and caused many banks to exit the market.
Uncertainty around how bank deposits will react to a rising interest rate environment was among several key risk themes identified by the OCC in its Semiannual Risk Perspective report released today.
The Consumer Financial Protection Bureau today finalized an amendment to fix a consequential issue with the TILA-RESPA integrated disclosure rules that caused consumers to face significant regulatory delays because of legitimate fee changes during the origination process.
On the latest episode of the ABA Banking Journal Podcast, community bank CEO Luanne Cundiff discusses the current state of the mortgage market and how recent regulations are affecting it.
The House today approved two bipartisan regulatory reform bills backed by ABA as part of its Blueprint for Growth.
ABA compliance experts break down what bankers can expect in 2018.