Podcast: The behavioral psychology of the Christmas savings club
This holiday bonus episode digs into the Banking Journal archives to learn more about the "Christmas Club" savings vehicle, and ...
Tag: Retail banking
Is it time to kill the paper check?
Checks aren’t dying on their own. Meanwhile check fraud is up exponentially while bankers await a killer app for payments.
From triple threat to total impact
Regulations' cumulative effect on basic banking services.
Closing the book on account closures
The reality behind account closures is complicated and driven by the nation’s interest in protecting the financial system from a ...
CFPB proposes to apply Reg Z requirements to overdraft protection at large, midsize banks
In a backdoor move to impose a de facto price cap on overdraft fees, the CFPB today proposed to apply ...
Podcast: Do joint accounts improve couples’ relationships?
For new couples, does the decision of how to organize their finances — separate accounts, a joint account or a ...
Podcast: Building trust by bringing the bank into the workplace
"When we're able to take banking to them, at a place where they already have trust with their employer, that's ...
CFPB eyes account access, statement fees in new guidance
As part of a broader Biden administration announcement on consumer fees, the CFPB will issue guidance interpreting a statutory requirement ...
Banking at the intersection of mission and opportunity
Julieann Thurlow, ABA’s 2023-24 chair, unites financial inclusion and financial innovation.
ITMs’ role in bank digital transformation
Assessing the business cases for—and against—investments in interactive teller machines.
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